Credit Origination Lead

Network Recruitment; Johannesburg; On-site; ZAR 800 000 - 1 100 000; Full time

Job summary

A financial services firm in Johannesburg is seeking an experienced Credit Risk Analyst to lead the origination and structuring of complex transactions. The successful candidate will possess an Honours or Postgraduate Degree in a relevant field and a minimum of 10 years of experience in credit risk analysis, with proven expertise in African markets. Responsibilities include conducting financial assessments, developing risk mitigation strategies, and mentoring junior professionals. This role demands strong negotiation skills and proficiency in financial modeling, with familiarity in sustainable finance preferred.

Qualifications

• Minimum 10 years experience in credit risk analysis, portfolio monitoring, or financial analysis.
• Proven track record in originating and structuring complex transactions.
• Strong experience across African markets is essential.

Responsibilities

• Originate, appraise, and structure complex credit transactions.
• Conduct rigorous financial and credit analysis, due diligence, and risk assessments.
• Develop and implement robust credit risk mitigation strategies.

Skills

Credit risk analysis

Financial modelling

Negotiation

Stakeholder management

Analytical skills

Education

Honours/Postgraduate Degree in Finance, Economics, Mathematics, Risk Management

Tools

Credit systems

Risk management tools

Financial analysis platforms

Job description

Key Responsibilities

Originate, appraise, and structure complex credit transactions to optimize risk-adjusted returns and achieve development impact. Conduct rigorous financial and credit analysis, due diligence, and risk assessments across multiple sectors and geographies. Develop and implement robust credit risk mitigation strategies, including blended finance and sustainable finance instruments. Build and review detailed financial models, perform scenario testing, and present clear, data-driven investment recommendations. Collaborate with internal teams and external stakeholders to bring deals from origination through to financial close. Lead, mentor, and support junior credit professionals, building technical capacity and strengthening the credit value chain.

Job Experience and Skills Required

Honours / Postgraduate Degree in Finance, Economics, Mathematics, Risk Management, or a related field. Minimum 10 years experience in credit risk analysis, portfolio monitoring, or financial analysis within wholesale, investment banking, or development finance. Proven track record in originating and structuring complex transactions, including infrastructure and public-sector projects. Strong experience across African markets is essential. Advanced financial modelling and credit assessment skills. Strong negotiation, analytical and stakeholder management ability. Familiar with ESG principles, sustainable finance, and blended finance frameworks. High proficiency in credit systems, risk management tools, and financial analysis platforms. Professional Certifications such as FRM, or CFA are advantageous. Experience with sovereign or sub-sovereign lending will set you apart.

Apply now!