*NEW* 6 Months contract Credit Risk Analyst (Fintech/payments)

Ambition Group Singapore Pte. Ltd. (SG); Singapore; On-site; SGD 100,000 - 150,000; Full time

Job summary

A renowned financial services firm is seeking an experienced professional in Singapore to manage credit risks and the AP collateral portfolio. The ideal candidate will have over 10 years of experience, particularly in financial institutions within the Asia Pacific market. Responsibilities include identifying risks, providing recommendations, and supporting various stakeholders. An emphasis on data analytics and strong communication skills is necessary for success in this fast-paced environment.

Qualifications

• 10+ years of relevant experience in credit risk and collateral management.
• Experience managing financial institutions in the Asia Pacific region.
• Ability to analyze large datasets for credit decision-making.

Responsibilities

• Identify credit risks and recommend solutions.
• Manage the AP collateral portfolio and mitigate risks.
• Provide training and strategic support to Account Executives.
• Drive process efficiency and lead project initiatives.

Skills

Credit risk analysis

Collaboration with cross-functional teams

Data analytics

Project management

Effective verbal and written communication

Education

Bachelor’s in Finance or equivalent

MBA or CFA preferred

Job description

Job Responsibilities

• Actively identify credit risks and provide recommendations to mitigate settlement risks.
• Prioritize new license applications to support the firm’s growth strategy, with special focus on South Asia markets.
• Lead and drive new credit risk solutions as the payments landscape has evolved to more complex business models.
• Proactively engage with business partners and provide solutions to mitigate the credit risks of new Fintech players that are not well capitalized.
• Actively manage the AP collateral portfolio
• Identity key risks relating to the new payment flows and propose new collateral options to mitigate these risks.
• Provide training, strategic support and recommendations to empower Account Executives with predetermined collateral options.
• Contribute to the key market initiatives and ensuring that proper processes are in place to support credit due diligence and ongoing monitoring.
• Provide proactive insights and scenario modeling to effectively manage the settlement risks of AP portfolio.
• Initiate ideas in automating and enhancing risk management tools for effective ongoing monitoring and ensure timely response to market shifts.
• Drive process efficiency and support key project initiatives.
• Ensure Credit Risk Policy and Procedures are adhered to when assessing new clients and renewals of existing clients.
• Responsible for coordinating global monthly, quarterly, and ad hoc dashboard and reporting for management.
• Support cross-functional collaboration by contributing and providing appropriate advice from a credit perspective.
• Lead complex projects and meetings, deliver presentations

Requirements

• Bachelor’s in Finance or equivalent and knowledge across Financial Institutions, Corporate and Fintechs. MBA or CFA preferred.
• Minimum 10+ years of relevant experience, including at least 5 years managing the collateral portfolio and analyzing banks/non-bank financial institutions or corporates/fintechs in Asia Pacific.
• Experience at both understanding and managing quantitative credit rating models (Banks and Corporates).
• Ability to clearly articulate results after analyzing large scales of data to senior management as the basis for making key credit decisions.
• Good eye for details noting discrepant financial trends in data analytics.
• Excellent verbal and written communication skills with the ability to present clear and concise recommendations to management.
• Able to effectively manage competing deadlines to meet business expectations and projects in a fast paced environment.

Interested applicants please send your resume in MS Words format and attention it to Tan Joanna (R1104661)

Short listed candidates will be notified

www.ambition.com.sg

EA Registration Number: R1104661

Data provided is for recruitment purposes only

Business Registration Number: 200611680D. Licence Number: 10C5117