GRIT: Global Transaction Banking, Global Financial Institutions - Credit Analyst, Credit Analyst

OVERSEA-CHINESE BANKING CORPORATION LIMITED; Singapore; On-site; SGD 40,000 - 60,000; Full time

Job summary

A major Asian financial institution in Singapore seeks a recent graduate for a Credit Analyst role. The candidate will engage in credit analysis, support portfolio management, and collaborate with Relationship Managers while gaining exposure to the financial institution sector. Strong analytical skills and a proactive approach are essential. The role offers competitive salary, extensive benefits, and opportunities for professional development.

Benefits

Competitive base salary

Holistic, flexible benefits

Industry-leading learning opportunities

Qualifications

• Strong analytical skills with understanding of financial statement analysis.
• Written and verbal communication skills are essential.
• A willingness to learn and adapt in a dynamic environment.

Responsibilities

• Perform credit analysis of banks and non-bank financial institutions.
• Collaborate with Relationship Managers to assess client strategies.
• Monitor industry trends and compliance for portfolio accounts.
• Contribute to ad-hoc projects for efficiency improvements.

Skills

Analytical skills

Communication skills

Team player

Proactive problem-solving

Education

Diploma or degree in relevant field

Job description

Why Join

Launch your career with OCBC’s Global Transaction Banking team. This role offers a unique opportunity to build a strong foundation in credit analysis within the dynamic world of Financial Institutions. You’ll partner with experienced professionals, gaining invaluable exposure to a diverse portfolio and contributing to impactful financial decisions. This is where you’ll gain practical skills and build a network to propel your career forward.

How you succeed

Embrace a proactive learning mindset. You’ll thrive by immersing yourself in the details of credit analysis, asking insightful questions, and taking ownership of your assignments. Success hinges on your ability to quickly grasp complex financial information, collaborate effectively with stakeholders, and contribute to a team focused on delivering sound risk management. Be prepared to learn from real-world scenarios and adapt to evolving market conditions.

What you do

You’ll be directly involved in the core functions of the GFI Credit Analyst team, including:

• Supporting portfolio management through timely credit analysis of Banks and Non-Bank Financial Institutions.
• Collaborating with Relationship Managers to understand client strategies and assess associated risks.
• Assisting in credit review processes and ensuring compliance with OCBC’s internal policies.
• Monitoring industry trends and covenant compliance for portfolio accounts.
• Contributing to ad-hoc projects and initiatives aimed at improving team efficiency and effectiveness.
• Updating databases and supporting documentation related to credit facilities.

Who you work with

GFI manages and coordinates OCBC’s relationships globally with a full range of banks and non-bank FIs through a global team of Relationship Managers (‘RMs’) based in Singapore, overseas branches and subsidiaries of OCBC Group. Together with the RM teams, the GFI Credit Analyst team works closely with our product partners, other business groups and support functions in facing off Financial Institutions globally:

• As a contact point for establishing mutual banking facilities with other banking counterparties.
• Facilitating trade and trade finance transactions with/to other banks.
• Providing cash management solutions to Banks and Non-bank Financial Institutions (NBFIs);
• Providing funding or structured finance solutions, or capital market solutions to targeted banks and NBFIs.
• Working with Group Treasury to provide treasury solutions, or investment or loan solutions to targeted banks and NBFIs.
• Identifying and managing banking providers/partners for clearing payments, trade as well as custody services for the Bank.
• Any other business, for example, exchange or training programmes, etc. as may be required from time to time.

Who you are

• A recent graduate from a Polytechnic or University with a diploma or degree in the relevant field.
• Possess strong analytical skills and a demonstrated understanding of financial statement analysis.
• Demonstrate a willingness to learn and a proactive approach to problem-solving.
• Have good communication skills, both written and verbal.
• A team player, driven, and adaptable to a dynamic environment.
• Show a keen interest in banking, particularly within the Financial Institutions space.

Learning Objectives

This role will provide you with:

• Practical experience in credit risk assessment and portfolio management.
• A deep understanding of banking products and financial markets.
• Enhanced analytical and problem-solving skills.
• Opportunities to develop strong stakeholder management and communication abilities.
• Exposure to a global banking environment.

Who we are

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

What we offer

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Equal opportunity. Fair employment. Selection based on ability and fit with our culture and values. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.