Credit Analyst (SME | Financial Institution) | CSPGF05

CAREER STORY PTE. LTD.; Singapore; On-site; SGD 60,000 - 80,000; Full time

Job summary

A financial institution in Singapore is looking for a Credit Analyst to monitor and manage credit accounts. Responsibilities include assessing delinquent accounts, analyzing financial data, and reporting to management. Candidates should have at least 2 years of experience, strong analytical skills, and be proficient in Microsoft Office. The role demands a diligent team player who can work independently. This position offers a salary range of $3,000-$6,000 in the Bugis area.

Qualifications

• Minimum 2 years of working experience.
• Experience in Credit Companies is an advantage.
• Ability to analyze Company Audit reports is a plus.
• Strong analytical and quantitative skills.
• Understanding of credit risk principles and methodologies.
• Hard-working with attention to detail.

Responsibilities

• Monitor credit accounts and assess delinquent accounts.
• Conduct monitoring to detect abnormal client activity.
• Review reports and update management on flagged accounts.
• Update Special Attention Accounts list weekly.
• Analyze ageing reports and highlight delinquency trends.
• Liaise with customers to verify transaction validity.

Skills

Analytical skills

Quantitative skills

Credit risk knowledge

Microsoft Office proficient

Team player

Tools

Microsoft Excel

Microsoft Word

Microsoft PowerPoint

Microsoft Outlook

Job description

Role: Credit Analyst

This is a perm hire role for one of the Financial Institution

Salary Range: $3,000-$6,000
Work Location: Bugis Area

Job Description

• Monitor credit accounts routinely, assess delinquent accounts, and recommend appropriate follow-up actions.
• Conduct regular monitoring of joint (designated) accounts to detect and investigate abnormal client activity.
• Review the Trade Bureau Business Watch Hit Report and promptly update the management on any flagged or alert accounts.
• Review and update the Special Attention Accounts list on a weekly basis, ensuring timely escalation of any concerns.
• Analyze the ageing report regularly and provide updates to management, highlighting delinquency trends and risk concentrations.
• Liaise with customers or paymasters actively, to verify validity of the transactions and ensure that payment will be made in due time, into the correct bank account

Skills Requirements

• Minimum 2 years of working experiences.
• Experience in Credit Companies is an added advantage.
• Knowledge to analyze Company Audit report is an added advantage.
• Strong analytical and quantitative skills with the ability to analyze financial data, assess risk factors, and identify potential vulnerabilities.
• Good understanding of credit risk principles, methodologies, and frameworks.
• Proficient in Microsoft Word, Excel, PowerPoint, and Outlook.
• Hard-working and diligent in carrying out responsibilities with attention to detail
• A good team player, who is also capable of working independently with minimal supervision.

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