Senior Business Analyst - Digital Banking (Loans & Mortgages)

CodeNinja; Saudi Arabia; On-site; SAR 150,000 - 200,000; Full time

Job summary

A leading tech company in Saudi Arabia is seeking a Senior Business Analyst for Digital Banking focusing on loans and mortgages. The ideal candidate will have 6-7 years of experience in banking and financial services, be proficient in digital banking platforms, and have strong stakeholder management skills. This role involves gathering and analyzing business requirements and collaborating with cross-functional teams to deliver effective digital solutions. Arabic-speaking candidates are preferred.

Benefits

Opportunities for career growth

Collaborative culture

Exposure to high-impact projects

Qualifications

• 6–7 years of experience as a Business Analyst within Banking & Financial Services.
• Strong experience in digital banking, with a focus on loans and mortgages.
• Solid understanding of retail banking processes.
• Experience working in Agile / Scrum environments.
• Strong communication skills.
• Arabic-speaking capability is preferred.

Responsibilities

• Gather, analyze, and document business requirements for digital banking platforms.
• Work closely with stakeholders across the loan and mortgage lifecycle.
• Translate business needs into functional specifications.
• Support product owners and delivery teams throughout the SDLC.
• Ensure compliance and operational requirements are incorporated into solution design.
• Participate in workshops and stakeholder discussions.

Skills

Digital banking expertise

Stakeholder management

Agile / Scrum experience

Documentation skills

Job description

About the Company

Aligned with Saudi Arabia’s Vision 2030, we harness the Kingdom’s rapidly developing talent and technological advancements to support economic diversification and drive industry transformation through cutting‑edge AI, computer vision, and automation. Our solutions are strategically designed to empower startups and enterprises with a competitive edge by leveraging local talent and infrastructure, advancing the region’s human capital development. Through ethical innovation and transparency‑focused partnerships, we actively contribute to the Kingdom’s ambitious objectives, championing a high‑tech, sustainable future.

Role Overview

We are looking for a Senior Business Analyst – Digital Banking (Loans & Mortgages) with 6–7 years of experience in the banking and financial services domain. The ideal candidate will have strong expertise in digital banking platforms, particularly across loan and mortgage lifecycles, and will work closely with business and technology stakeholders to deliver compliant, customer‑centric digital solutions. Arabic‑speaking candidates are preferred.

Key Responsibilities

• Gather, analyze, and document business requirements for digital banking platforms.
• Work closely with stakeholders across the loan and mortgage lifecycle, including origination, underwriting, servicing, and collections.
• Translate business needs into functional specifications, BRDs, and user stories.
• Support product owners, delivery teams, and other stakeholders throughout the SDLC.
• Ensure regulatory, compliance, and operational requirements are incorporated into solution design.
• Participate in workshops and stakeholder discussions to ensure clarity, alignment, and solution accuracy.

Requirements

• 6–7 years of experience as a Business Analyst within Banking & Financial Services.
• Strong experience in digital banking, with a focus on loans and mortgages.
• Solid understanding of retail banking processes and customer journeys.
• Experience working in Agile / Scrum environments.
• Strong communication, documentation, and stakeholder management skills.
• Ability to work effectively with cross‑functional business and technology teams.
• Arabic‑speaking capability is required/preferred.

Why Join Us

Work on high‑impact digital banking transformation initiatives. Gain exposure to modern loan and mortgage platforms and customer‑centric digital journeys. Collaborate with experienced professionals across banking, technology, and product teams. Opportunity to grow into senior roles in business analysis, product ownership, or digital transformation. Be part of a culture that values quality, innovation, and continuous learning.

Disclaimer: CodeNinja is an equal‑opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. All aspects of employment, including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, and performance. Female and minorities are strongly encouraged and preferred to apply for the role.