Senior AML Manager - Deputy MLRO

OSL Pay; Turbigo; In loco; EUR 70.000 - 90.000; Tempo pieno

Descrizione del lavoro

A fintech payment company in Italy is looking for a Senior AML Manager to support the MLRO in overseeing AML and compliance programs. The ideal candidate has over 7 years of experience and a strong knowledge of EU and Italian AML regulations. Responsibilities include managing due diligence, investigating suspicious transactions, and maintaining communication with regulatory authorities. Fluency in Italian and English is required. This position is crucial to the organization's compliance strategy.

Competenze

• Minimum 7 years of experience in AML compliance and risk frameworks.
• Strong knowledge of EU and Italian AML/CFT regulations.
• Experience in submitting STRs on Infostat - UIF.

Mansioni

• Support MLRO in AML/CFT policy implementation and enhancement.
• Oversee due diligence processes, ensuring compliance.
• Review alerts from monitoring systems, focusing on crypto-assets.
• Identify and investigate suspicious transactions according to regulations.
• Communicate with regulatory authorities and law enforcement.
• Develop and deliver AML/CFT training programs for staff.

Conoscenze

Anti-money laundering expertise

Regulatory compliance

Problem-solving skills

Analytical skills

Project management

Fluent in English

Fluent in Italian

Formazione

Bachelor’s degree in Finance, Law, Accounting, or related field

Strumenti

Transaction monitoring systems

FIU web platform experience

Descrizione del lavoro

Senior AML Manager - Deputy MLRO

We are seeking a seasoned AML professional to support the MLRO in overseeing the anti-financial crime program of our OSL Pay division.

Reporting directly to the MLRO, the Deputy MLRO assists in managing the company's anti-money laundering, counter‑terrorist financing, and sanctions compliance programs. The Deputy MLRO plays a key role in supporting the firm’s AML/CFT compliance framework, ensuring that all activities are conducted in accordance with internal policies and applicable regulatory requirements, including the EU AML Directives, TFR and MiCAR provisions, and Italian supervisory guidance.

The ideal candidate will be a strategic thinker with deep, hands‑on experience in anti-financial crime for payment, fintech and crypto asset markets.

Responsibilities

• Support the MLRO in implementing, maintaining, and enhancing the company’s AML/CFT policies, procedures, and controls.
• Oversee customer due diligence (CDD) and enhanced due diligence (EDD) processes, ensuring appropriate risk assessments and documentation are completed.
• Review and analyze alerts generated by transaction monitoring systems, with a focus on crypto‑asset transfers and on/off‑ramp activity.
• Identify, investigate, and elevate suspicious transactions in accordance with regulatory requirements; assist in preparing and submitting Suspicious Transaction Reports (STRs).
• Conduct reviews of high‑risk accounts, PEPs, and sanctions screening results.
• Ensure the ongoing monitoring of customer activity is consistent with their risk profile and expected behaviour.
• Support the MLRO in maintaining communication with regulatory authorities and law enforcement agencies when necessary.
• Assist in the development and delivery of AML/CFT training programs for staff.
• Contribute to periodic AML/CFT risk assessments, internal audits, and compliance reporting to senior management.
• Stay up to date with evolving AML/CFT laws and regulations, FATF recommendations, and crypto‑related regulatory developments.

Requirements

• Bachelor’s degree or higher in Finance, Law, Accounting, or related field; CAMS/ACAMS or equivalent preferred.
• Min 7 years of experience developing and implementing compliance policies, AML procedures, and risk‑based frameworks across multiple jurisdictions in EU regulated payments, fintech or digital financial services firms.
• Strong knowledge of EU AML/CFT regulations, FATF guidelines, and international sanctions frameworks.
• Strong knowledge of Italian AML/CFT regulations (d. lgs. 231/07, d. lgs. 109/07, Bank of Italy and UIF Provisions).
• Experience in submitting STRs on the Italian FIU web platform is a must (Infostat - UIF).
• Strong project management skills, with the ability to own complex processes from inception to completion with minimal supervision.
• A strategic, proactive, and pragmatic mindset with the ability to navigate ambiguity in a fast‑paced environment.
• Strong analytical and investigative skills with attention to detail.
• Integrity, discretion, and the ability to handle sensitive information with professionalism.
• Fluent in Italian & English to engage effectively with global internal stakeholders.