Senior Credit Risk Analyst - Consumer Lending (Hybrid)

Lloyds Banking Group; West Yorkshire; Hybrid; GBP 44,000 - 50,000; Full time

Job summary

A leading financial institution in the UK is looking for a Senior Credit Analyst to join their Consumer Credit team. This role involves analyzing credit strategies, monitoring portfolio performance, and mentoring junior team members. The ideal candidate will exhibit strong numeracy and analytical skills, experience with SAS and Excel, and excellent communication abilities. A competitive salary and a range of benefits, including a bonus and generous pension contributions, are offered in a hybrid work environment.

Benefits

Pension contribution up to 15%

Annual performance-related bonus

Share schemes including free shares

28 days' holiday, plus bank holidays

Wellbeing initiatives and parental leave policies

Qualifications

• Comfortable working with numbers and possess relevant quantitative experience.
• Practical experience in using analytical software and coding.
• Ability to derive clear insights and answer business questions from data.

Responsibilities

• Manipulate and interrogate data within a robust control environment.
• Monitor portfolio performance and uncover trends.
• Oversee and develop credit strategies.

Skills

Strong numerate skills

Coding experience with SAS

Analytical problem solving

Effective communication

Self-starter

Growth mindset

Education

Degree in a numerate subject or equivalent experience

Tools

SAS

Excel

PowerPoint

Job description

A leading financial institution in the UK is looking for a Senior Credit Analyst to join their Consumer Credit team. This role involves analyzing credit strategies, monitoring portfolio performance, and mentoring junior team members. The ideal candidate will exhibit strong numeracy and analytical skills, experience with SAS and Excel, and excellent communication abilities. A competitive salary and a range of benefits, including a bonus and generous pension contributions, are offered in a hybrid work environment.