Motor Underwriter

Direct Line; Glasgow; Hybrid; GBP 35,000 - 50,000; Full time

Job summary

A leading insurance provider in the UK is seeking a Motor Underwriter to join their team in Glasgow. You will manage the Core Motor product portfolio, enhance fraud controls, and collaborate with various teams to drive customer outcomes. The ideal candidate should have experience in motor underwriting, data analysis skills, and excellent stakeholder management abilities. This position offers a hybrid working model, providing flexibility to work from home and office.

Benefits

Flexible working options

Inclusive work environment

Qualifications

• Experience developing motor underwriting proposals in personal lines insurance.
• Experience with fraud controls at point of quote and post-sale.
• Ability to analyze data for decision-making.

Responsibilities

• Manage Core Motor product portfolio and identify improvement opportunities.
• Develop and implement application fraud controls.
• Collaborate with counter fraud teams to monitor performance.

Skills

Developing motor underwriting proposals

Experience in fraud controls

Data analysis

Interpersonal skills

Stakeholder management

Tools

SQL

Job description

Overview

DLG is evolving. Across every facet of our business, our teams are embracing new opportunities and putting customers at the heart of everything they do. By joining them, you’ll have the opportunity to not just be recognised for your skills but encouraged to build upon them and empowered to do your absolute best.

Pricing and Underwriting is a complicated world, where historical data, geospatial information, and mathematical models meet talented analysts. Pricing our products is a fine line between balancing our business goals and customer needs. That’s why our Pricers and Underwriters are the best of the best. They reduce risk and predict future events ensuring our business can continue to grow whilst each and every one of our consumers gets the best price.

What You’ll Be Doing

Join us as a Motor Underwriter in our Motor Underwriting Team: We’re looking for an enthusiastic and self-motivated team player to join our exciting team as we look to grow our brands and strengthen our presence in the Motor Insurance market.

You’ll get stuck in straight away, soak up new experiences and most importantly you’ll positively influence and shape what we do – making an impact on our customers lives. We’ll utilise your skills where they are most needed whilst also giving you to opportunity to build and grow the breadth of your expertise.

Your Key Responsibilities Will Include

• Support the management of our Core Motor product portfolio, reviewing how we’re performing and identifying opportunities for improvement
• Having a proactive focus on the development and implementation of application fraud controls identifying new rules and controls
• Working collaboratively with our counter fraud teams closely monitoring performance of fraud adaptations
• Ensuring our underwriting criteria supports the delivery of our financial targets and positive customer outcomes
• Enacting and enhancing our underwriting controls
• Working in collaboration with a multi-disciplined trading team

Ways of working

Our hybrid model offers a 'best of both worlds' approach combining the best parts of home and office-working, offering flexibility for everyone. When you’ll be in the office depends on your role, but most colleagues are in 2 days a week, and we’ll consider the flexible working options that work best for you.

This role is available in our London, Bristol, Leeds or Glasgow offices.

What You’ll Need

• Experience of developing motor underwriting proposals in a personal lines insurance product, ideally Motor.
• Experience of fraud controls at point of quote and post sale
• Proven track record of using your underwriting expertise to make a positive difference
• Comfortable analysing data to inform your decision-making
• Experience using data analysis tools a must, SQL experience desirable
• Understanding of relevant insurance regulations & legislation
• Great interpersonal skills & stakeholder management
• Ability to innovate & work in a fast-paced environment across a breadth of initiatives

Be yourself

Direct Line Group is an equal opportunity employer, and we think diversity of background and thinking is a big strength in our people. We’re delighted to feature as one of the UK's Top 50 Inclusive Employers and are committed to making our business an inclusive place to work, where everyone can be themselves and succeed in their careers.

We know you’re more than a CV, and the things that make you, you, are what bring potential to our business. We recognise and embrace people that work in different ways so if you need any adjustments to our recruitment process, please speak to the recruitment team who will be happy to support you.