Financial Reporting Senior Analyst

Referrals Only; City Of London; Hybrid; GBP 56,000 - 66,000; Full time

Job summary

A progressive financial institution in London is looking for a highly proactive Financial Reporting Senior Analyst. You will play a key role in optimizing financial reporting processes while supporting year-end procedures. The ideal candidate is a qualified Chartered Accountant passionate about financial controls and thrives in a fast-paced environment. This role offers a competitive salary with flexible working arrangements.

Benefits

56,000 – 66,000 £ + share options

Flexible working hours

£1,000 learning budget

MacBook for all employees

Qualifications

• Experience in financial reporting and control outside of practice.
• Strong business acumen and commercial financial understanding.
• Experience in a listed company or financial services is a plus.

Responsibilities

• Write insightful management commentary.
• Automate reporting production processes.
• Ensure financial reporting policies are relevant and scalable.
• Support year-end process and work with auditors.
• Prepare monthly management and ad-hoc reports.

Skills

Chartered Accountant (ACA or CA)

Attention to detail

Understanding of financial controls

Self-starter

SQL skills

Education

Qualified Chartered Accountant

Job description

Our Finance team

We’re looking for a highly proactive enthusiastic and commercially‑minded Financial Reporting Senior Analyst to join our Financial Reporting team and help us build a world‑class finance function. This role would be well suited to a fully qualified Chartered Accountant with an audit background.

We have some really exciting challenges coming up like system implementations, expanding into the European Union, climate change reporting, continuing to grow our customer base, growing our lending business and adding to our marketplace. You'll work on scaling Monzo in a controlled way while helping us optimise our financial reporting processes with the help of technology. You'll join the Finance team and report to our Senior Financial Reporting Manager.

You’ll play a key role by …

• Understanding the business and our products to write insightful management commentary.
• Working with our engineers and data teams to automate the production elements of this role allowing you to focus on the parts of the role where your knowledge and skills provide the most value.
• Understanding our accounting system and making sure we are taking advantage of all its features to minimise manual elements of reporting.
• Being responsible for ensuring our financial reporting policies, procedures and controls are up to date, relevant and useful for Monzo and importantly are scalable.
• Supporting the full year‑end process from drafting the annual report to working with external auditors until final sign‑off.
• Reviewing new products, assessing the accounting and implementing them in our banking platform and accounting system.
• Working with the business to assess the impact of changes in accounting standards and make proposals on accounting policy matters for new products launched.
• Maintaining existing and developing new controls that protect our financial data and our balance sheet substantiation process.
• Assisting with the implementation of our new accounting system to make sure we are taking advantage of all its features to minimise manual elements of reporting.
• Supporting on the production of ESG sustainability reporting and disclosures.
• Preparing monthly management and adhoc reports offering meaningful analysis of movements.
• Reviewing and assessing the accounting impact of new contracts working closely with the business and legal team before contracts are signed to establish the correct accounting treatment.
• Supporting tight processes with our internal finance team to ensure a swift month‑end close process.
• Resolving miscellaneous inquiries and supporting the overall finance team wherever needed - from forecasting and valuations to bank transfers and tax policy research!

We love to hear from you if …

• You’re a qualified Chartered Accountant (ACA or CA) with an audit background and ideally have had some experience in financial reporting and control outside of practice.
• You have a great eye for detail.
• You’re fascinated by the banking and regulatory landscape and have a good understanding of key financial controls.
• You’re a self‑starter and enjoy tackling what needs doing whether it's making a bank transfer or pulling together reports for investors.
• You’re comfortable translating complex information into simple words for people with diverse backgrounds.
• You’re interested in using data (SQL skills would be a bonus).
• You thrive in a dynamic and constantly evolving environment.

Nice to have (one or more)

• Experience in a listed company or financial services regulated environment.
• US reporting / SOX compliance.
• Strong business partnering / commercial financial acumen.
• ESG reporting / audit of sustainability information (carbon footprint CFD / CSRD).

Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us we encourage you to apply even if you don’t have everything that’s listed just yet. Drop us your application we love to hear from you!

What’s in it for you

• 56 000 – 66 000 £ + share options.
• This role is based in our London office and we aim to come in as a team twice a week (usually Tuesdays and Wednesdays). We’re open to distributed working within the UK (with ad‑hoc meetings in London) if required.
• We offer flexible working hours and trust you to work enough hours to do your job well and at times that suit you and your team.
• £1 000 learning budget each year to use on books, training courses and conferences.
• We will set you up to work from home; all employees are given Mac‑books and for fully remote workers we will provide extra support for your work‑from‑home set‑up.
• Plus lots more! Read our full list of benefits.

The application journey has 3 key steps

• Phone call with the Recruiter
• Initial video call with hiring manager (30 min)
• Technical video call / meeting with hiring manager and stakeholder (45 min)
• Behavioural interview (45 min)

This process should take around 2‑3 weeks – your schedule is really important to us so we promise to be as flexible as possible!

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

You’ll hear from us throughout the application process but if you’ve got any questions please reach out to us. You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else.

For more insight into the hiring experience at Monzo check out our blog post.

We will close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.