Credit Risk Strategy - Senior Analyst

Campion Pickworth; Greater London; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A major financial services firm in Greater London is seeking a Senior Analyst for their Credit Risk Strategy team. This role focuses on enhancing credit risk strategies across multiple products and brands, with responsibilities including portfolio optimization, strategic change implementation, and insights delivery. The ideal candidate should have strong analytical skills, proficiency in Python or SAS, and experience in a regulated financial environment. The position offers a hybrid work model and a dynamic team environment.

Qualifications

• Experience working with databases and using Python or SAS for data analysis.
• Strong Excel skills including pivot tables and conditional formatting.
• Ability to identify key numerical concepts related to consumer lending.
• Advanced mathematical and statistical skills.
• Good knowledge of non-linear risk models.
• Experience in delivering analytical insights from big data.
• Relevant experience within a regulated financial services organization.

Responsibilities

• Optimise portfolio strategies and customer treatment to improve risk profile.
• Implement strategic changes by collaborating with management teams.
• Deliver monthly portfolio and strategy monitoring with insights.
• Ensure controls in existing strategies and processes are effective.

Skills

Database analysis

Python

SAS

Excel

Numerical concepts

Mathematical skills

Statistical skills

Non-linear risk models

Analytical insights from big data

Job description

About the job Credit Risk Strategy - Senior Analyst

Our client, a major financial services firm, is looking to recruit a Credit Risk Strategy - Senior Analyst

in their London office, with hybrid working. The role involves investigating the firms exposure to different kinds of credit risk, their resilience in times of market stress, and proposing frameworks and activities to manage these whilst understanding and engaging with the customers needs.

The Senior Analyst will cover the development and enhancement of the core existing credit risk strategies within the customer lifecycle across multiple brands and products with a focus on portfolio strategy development, strategic change delivery, portfolio monitoring and insights, and operational delivery and control.

Role Responsibilities:

• Using insight to find ways to optimise portfolio strategies and customer treatment in order to improve the portfolios risk profile and returns
• Focusing on the implementation of strategic changes, mostly by collaborating with change management and technical implementation teams
• Delivering the monthly portfolio and strategy monitoring with sufficient level of insights
• Ensuring that sufficient controls are present in all existing strategies and processes as well as confirming that any future developments are subject to the same high standards of accuracy and controls

Skills and Experience

• Experience working with databases and using Python or SAS for data analysis and insights
• Strong Excel skills (e.g. familiarity with most of the following: pivot tables, conditional formatting, inbuilt function)
• Ability to identify key numerical concepts relating to consumer lending
• Advanced mathematical and statistical skills
• Good working knowledge of non-linear risk models
• Experience delivering analytical insights from big data
• Relevant experience within a regulated financial services organisation.