Credit Risk Analyst – Personal Current Accounts (Hybrid)

lloyds banking group; Halifax; Hybrid; GBP 29,000 - 32,000; Full time

Job summary

A leading financial institution in the United Kingdom is seeking a Credit Analyst for its Personal Current Accounts team. This full-time role offers a salary range of £29,460 - £31,010 and requires analytical skills for credit risk management. Candidates should be comfortable working with numbers and eager to develop programming skills in SQL, SAS, R, and Python. The position supports hybrid working, encouraging applicants from diverse backgrounds to apply.

Benefits

Generous pension contribution of up to 15%

Annual performance-related bonus

Share schemes including free shares

Discounted shopping

24 days’ holiday, plus bank holidays

Wellbeing initiatives and generous parental leave policies

Qualifications

• Demonstrated quantitative experience in previous roles.
• Aptitude for learning programming languages.
• Ability to creatively work with data.

Responsibilities

• Support Personal Current Account credit risk management strategies.
• Analyse risk data to support stakeholder needs.
• Prepare risk strategy documents.

Skills

Comfortable working with numbers

Analytical problem solver

Effective communicator

Well organized

Proactive in personal development

Education

Degree/qualification in a numerate subject

Tools

SQL

SAS

R

Python

Job description

A leading financial institution in the United Kingdom is seeking a Credit Analyst for its Personal Current Accounts team. This full-time role offers a salary range of £29,460 - £31,010 and requires analytical skills for credit risk management. Candidates should be comfortable working with numbers and eager to develop programming skills in SQL, SAS, R, and Python. The position supports hybrid working, encouraging applicants from diverse backgrounds to apply.