Credit Risk Analyst

Adecco; Manchester; Hybrid; GBP 80,000 - 100,000; Full time

Job summary

A leading employment consultancy is seeking a Credit Risk Analyst for a 6-month contract. This role involves analyzing customer data, evaluating collection strategies, and providing insights to senior leaders. Candidates should have experience in credit risk analysis and strong skills in tools like SQL and Python. This hybrid position allows for flexibility with in-office attendance required only 2–4 days per month.

Qualifications

• Experience in Credit Risk, ideally within a regulated industry.
• Strong knowledge of Credit Reference Agencies.
• Advanced proficiency in analytical platforms.

Responsibilities

• Analyse customer behavioural data to identify trends.
• Evaluate collections strategies for performance improvements.
• Develop and deliver insightful reports for decision-making.

Skills

Credit Risk Analysis

Data Analytics

Communication Skills

Leadership Qualities

SQL

Python

Power BI

Tools

Databricks

Microsoft Excel

Job description

Overview

Job Role: Credit Risk Analyst

Location: Stockport or Edinburgh (Hybrid working: 2-4 days/month in office)

Contract Length: 6 months (Possible Extension)

Daily Rate: £500 per day (Inside IR35 via Umbrella)

Are you a technically strong Credit Risk Analyst with a passion for turning complex data into strategic insight? We’re recruiting for a contract opportunity within a leading UK energy provider's residential collections team, where you’ll play a pivotal role in shaping a newly formed credit risk function.

Responsibilities

• Analyse customer behavioural data to identify emerging trends and patterns.
• Evaluate current collections strategies to uncover weaknesses and provide actionable insights that drive performance improvements.
• Detect early warning indicators of potential risks and opportunities, enabling proactive intervention through advanced data analysis.
• Serve as the go-to expert for analytical tools and techniques across the Credit Risk and wider debt teams.
• Develop and deliver insightful reports that explain historical debt performance and inform strategic decisions.
• Lead and contribute to regular Credit Risk meetings, presenting findings and recommendations to senior stakeholders, including director-level audiences.

Essential Skills & Experience

• Experience in Credit Risk, ideally within a regulated industry.
• Strong knowledge of Credit Reference Agencies and the ability to leverage their data for impactful analysis.
• Experience in the Energy sector is advantageous but not essential.
• Advanced proficiency in analytical platforms such as Databricks, Python, SQL, and Power BI, with expert-level skills in Microsoft Excel.
• Proven ability to translate complex datasets into clear, actionable insights for senior leadership.
• Excellent communication skills, both verbal and written, with the ability to tailor messaging to different audiences.
• Self-motivated and proactive, capable of delivering high-quality analysis with minimal supervision.
• Demonstrates leadership qualities and sound judgment in selecting analytical approaches.

Notes

Please note: Due to the high volume of applications, only successful candidates will be contacted. If you do not hear from us within 48 hours, unfortunately, your application has not been successful on this occasion. However, we may retain your details for any future suitable vacancies and contact you accordingly.

Adecco is an employment consultancy. We put expertise, energy, and enthusiasm into improving everyone\'s chance of being part of the workplace. We respect and appreciate people of all ethnicities, generations, religious beliefs, sexual orientations, gender identities, and more. We do this by showcasing their talents, skills, and unique experience in an inclusive environment that helps them thrive. If you require reasonable adjustments at any stage, please let us know and we will be happy to support you