Credit Manager (Hybrid Working)

Michael Page; England; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A leading financial services company in the United Kingdom seeks a Credit Manager to lead credit underwriting and funding operations. This role involves complex lending decisions and managing dealer support, all while driving process improvements in a hybrid working environment. Ideal candidates will possess strong financial analysis skills and the ability to influence stakeholders effectively.

Benefits

Competitive salary with bonus opportunities

Hybrid working model

Professional development and progression opportunities

Supportive culture focused on employee wellbeing

Qualifications

• Strong financial analysis and credit underwriting expertise, with the ability to interpret complex accounts.
• Excellent decision-making and risk management skills in high-value or complex situations.
• Strong leadership and people management skills to develop and motivate a team.

Responsibilities

• Lead and develop credit underwriting and funding teams to ensure performance and service delivery.
• Oversee lending decisions, financial analysis, and risk management for high-value funding requests.
• Manage dealer and partner funding facilities, including proposals and credit lines.

Skills

Financial analysis expertise

Credit underwriting skills

Decision-making skills

Leadership skills

Strong communication skills

Problem-solving mindset

Attention to detail

Organisational skills

Excel knowledge

Tools

Excel

Financial reporting tools

Job description

The role of Credit Manager involves leading credit underwriting and funding operations, managing complex lending decisions and dealer support. It offers the chance to develop expertise in financial analysis and risk management while driving improvements across a fast-paced, customer-focused environment.

Client Details

The client is a leading business in the financial services sector based in Epsom, providing funding solutions and support to a wide network of corporate customers and partners. They are known for their strong market presence, collaborative culture, and commitment to innovation and continuous improvement.

Description

The key responsibilities for the role of Credit Manager (Hybrid Working) will include:

• Lead and develop credit underwriting and funding teams, ensuring strong performance and service delivery.
• Oversee lending decisions, financial analysis, and risk management for high-value funding requests.
• Manage dealer and partner funding facilities, including proposals, credit lines, and acquisitions.
• Handle complex situations such as rejected payments, insolvencies, and asset recoveries.
• Drive process improvements, compliance, and best-practice sharing across the business.

Profile

A successful Credit Manager (Hybrid Working) should have:

• Strong financial analysis and credit underwriting expertise, with the ability to interpret complex accounts.
• Excellent decision-making and risk management skills in high-value or complex situations.
• Strong leadership and people management skills to develop and motivate a team.
• Clear and confident communication skills to influence stakeholders at all levels.
• A proactive, problem-solving mindset with the ability to drive continuous improvement.
• High attention to detail and strong organisational skills to manage multiple priorities.
• Good systems knowledge, particularly Excel and financial reporting tools.

Job Offer

The role of Credit Manager (Hybrid Working) offers:

• A competitive salary with performance-related bonus opportunities.
• Hybrid working to support flexibility and work-life balance.
• The chance to lead and develop a high-performing team in a dynamic financial services environment.
• Exposure to complex, high-value lending decisions and strategic risk management.
• Professional development and progression opportunities, including structured training and coaching.
• A collaborative, supportive culture that values innovation, continuous improvement, and employee wellbeing.
• The opportunity to make a tangible impact on business performance and build strong cross-functional relationships.