Credit Manager - Commercial Asset Based Lending Expert

DF Capital; Manchester; On-site; GBP 55,000 - 70,000; Full time

Job summary

A financial services provider located in Manchester is looking for an experienced Credit Manager to join their credit team. This role requires a minimum of 5 years in commercial lending, particularly in asset-based lending. The successful candidate will conduct thorough credit analysis, evaluate collateral, and structure complex loan transactions. Additionally, strong financial acumen and risk assessment skills are essential. The position offers a dynamic work environment and competitive benefits including private medical insurance and a generous pension scheme.

Benefits

Private medical insurance

10% Employer pension contribution

30 days annual leave

Free Gym Membership

Discretionary annual bonus

Discretionary share awards

Life Assurance

Income Protection

Cycle to Work scheme

Volunteering leave

Vibrant office in Ancoats

Qualifications

• 5+ years in commercial lending or similar roles.
• Deep understanding of financial statements and cash flow.
• Proven ability to structure and underwrite complex loans.

Responsibilities

• Conduct credit analysis and risk assessment for borrowers.
• Evaluate collateral quality and liquidation value.
• Structure complex funding transactions with business development.

Skills

Financial analysis

Risk analysis

Collateral monitoring

Communication skills

Problem-solving

Job description

A financial services provider located in Manchester is looking for an experienced Credit Manager to join their credit team. This role requires a minimum of 5 years in commercial lending, particularly in asset-based lending. The successful candidate will conduct thorough credit analysis, evaluate collateral, and structure complex loan transactions. Additionally, strong financial acumen and risk assessment skills are essential. The position offers a dynamic work environment and competitive benefits including private medical insurance and a generous pension scheme.