CREDit Graduate Program - Financial Services

S&P Global; London; On-site; GBP 35,000 - 45,000; Full time

Job summary

A leading credit ratings agency in London is looking for graduates for their CREDit Graduate Program. Candidates should have a strong academic background, proficiency in Excel, and excellent communication skills. The role involves supporting credit analysis for financial institutions and offers a robust training program with opportunities for development in various practices. Must be adaptable and willing to transition between practices as needed.

Benefits

Health care

Retirement planning

Learning opportunities

Qualifications

• Strong academic record required.
• Fluency in English and the primary language of the hiring location is necessary.
• Ability to conduct independent analysis and research.

Responsibilities

• Support and assist primary analysts in credit analysis.
• Evaluate creditworthiness of organizations.
• Provide timely financial statistics and data analysis.

Skills

Proficiency in Excel

Excellent written and verbal communication skills

Strong relationship-building skills

Intellectual curiosity

Proactive mindset

Education

Completion of a minimum undergraduate degree by August 2025

Tools

Python

R

MATLAB

Job description

About the Role

Grade Level (for internal use): 09

Program Overview: When you join S&P Global Ratings, you join one of the world's leading providers of independent credit risk research and benchmarks. You are part of a team that produces high quality fundamental research based on established criteria.

Our CREDit Graduate Program is a two-year training and development opportunity with our next intake joining us in September 2026. CREDit Program Analysts are hired for a specific practice; however, you are expected to transition between practices as dictated by business demands. In your first year CREDit analysts focus on acquiring skills and knowledge from your home practice. In your second year CREDit analysts gain exposure to other practices through a mix of classroom training and small projects or short-term secondments. All analysts combine practical work experience with the completion of a relevant qualification. For example, this could be the CFA.

The Practice: Financial Services: Financial Services practice offers you exposure to an astonishing variety of distinct entities – ranging from banks, asset managers and stock exchanges to funds and insurance companies. You will play an active part in the analytical process from the very start, and you will take pride in the skills gained through involvement in diverse projects. The most exciting aspect of this practice is developing a broad perspective on Financial Institutions, Funds and Insurance Companies, which will provide a solid foundation for your future career at S&P.

Key Responsibilities

• Support and assist primary analysts conducting credit analysis for various financial and insurance companies, ensuring accuracy and attention to detail.
• Over time, assume primary responsibility to evaluate the creditworthiness of organizations, focusing on their ability to meet financial obligations.
• Provide timely and precise quarterly financial statistics and data analysis, demonstrating strong organizational skills.
• Assist in reporting, research, and presentation development, leveraging analytical skills to support research and analysis.
• Collaborate with the team on execution improvements and ad-hoc writing projects, fostering a collaborative and inclusive work environment.
• We hire for our CREDit program as a cohort and whilst initial practice allocations are granted the cohort nature of the program means that analysts will be transitioned between the practices based on business need during the program and post program.

What We’re Looking For

Required Qualifications and Experience:

• Completion of a minimum undergraduate degree by August 2025, with a strong academic record.
• Proficiency in Excel and other Microsoft Office products (Word, Outlook, PowerPoint), demonstrating the ability to handle data and presentations effectively.
• A proactive mindset and adaptability, essential for thriving in a dynamic environment influenced by advancements in artificial intelligence and technology.
• Intellectual curiosity, with a keen interest in learning and applying new knowledge in credit analysis.
• Ability to conduct independent analysis and research, showing initiative and resourcefulness.
• Strong relationship-building skills, emphasizing collaboration and effective communication with team members.
• Excellent written and verbal communication skills, including strong listening techniques and the ability to convey information clearly and concisely.
• Demonstrated problem-solving, time-management, attention to detail, and organizational abilities.
• All employees are required to work from the office a minimum of 2 days per week.
• We require all candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer.
• Fluency in English and the primary language of the hiring location.

Additional Preferred Qualifications and Experience:

• Experience with programming languages such as Python, C++, R, VBA, and/or MATLAB, showcasing technical proficiency.
• Familiarity with AI technologies or tools, including Machine Learning Algorithms, Natural Language Processing Tools, and/or Robotic Process Automation, reflecting a forward-thinking approach.

Right to Work Requirements

This role is limited to persons with indefinite right to work in the country where this job has been posted for.

About S&P Global Ratings

At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.

S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings

What’s In It For You?

Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world.

Our People: We’re more than 35,000 strong worldwide—driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.

Our Values: Integrity, Discovery, Partnership.

Benefits: We provide health care, time off, learning opportunities, retirement planning, family-friendly perks, and more. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries

Global Hiring and Opportunity at S&P Global: We are committed to fairness, transparency, and merit in our hiring practices and to fostering an inclusive workplace. S&P Global has a Securities Disclosure and Trading Policy to mitigate conflicts of interest and ensure compliance with global regulations.

Recruitment Fraud Alert: If you receive a suspicious email, report it. S&P Global never requires payment for job applications or interviews. For guidance, review our fraud guidelines at the provided resources.

Equal Opportunity Employer: S&P Global is an equal opportunity employer. If you need an accommodation during the application process, please email [e-mail]. US Candidates Only: Pay transparency and discrimination protections information are available at dol.gov links.