Bridging Underwriter - Hybrid

Alf Recruit Limited; England; Hybrid; GBP 40,000 - 50,000; Full time

Job summary

A leading specialist lender based in the United Kingdom is seeking an experienced Underwriter to assess and underwrite property finance applications. The ideal candidate will have experience in property-related lending and strong risk assessment skills. This role offers a competitive salary of £40K-£50K, a chance for career progression, and the flexibility of one-day work from home. The successful candidate will join a supportive team and play a key role in ensuring smooth case progression within the underwriting function.

Benefits

Competitive Salary

Annual Bonus

Private Medical Care

Onsite Free Parking

Career Progression & Development Opportunities

Qualifications

• Previous experience in Property Related Lending or Secured Underwriting.
• Strong understanding of Risk Assessment in a Lending Environment.
• Ambitious and proactive mindset.

Responsibilities

• Assess & Underwrite Short-Term Property Finance Applications.
• Conduct due diligence on Valuations and Credit Reports.
• Maintain clear communications with Brokers and Solicitors.
• Prepare Lending Recommendations and document decisions.
• Support process improvements in the underwriting function.

Skills

Property Finance Underwriting experience

Risk Assessment

Attention to detail

Strong communication skills

Ability to work in a fast-paced setting

Job description

ALF are proud to be partnering with a well-established and fast-growing specialist lender in the Bridging and Development Finance space. Due to continued expansion, they are looking to bring an Underwriter to join their team. Fantastic opportunity for someone with Property Finance Underwriting experience whether thats Bridging / Buy-to-Let / Development / Second Charge or general secured lending who wants to develop their skills with a dynamic and support lender.

This role is 1-day WFH and some flexibility on hours worked.

Benefits

• Competitive Salary £40K-£50K DOE
• Annual Bonus
• Private Medical Care
• Onsite Free Parking
• Career Progression & Development Opportunities

Responsibilities

• Assess & Underwrite Short-Term Property Finance Applications in line with businesss lending criteria
• Carry out due diligence, including reviewing Valuations / Credit Reports and Legal Documentation
• Work Closely with Internal teams including BDMs to assess New Enquiries & Progress Applications efficiently
• Maintain Clear Communications with Brokers / Solicitors / Valuers and Wider Stakeholders to ensure smooth Case Progression
• Prepare Lending Recommendations and ensure all decisions are accurately documented
• Support process improvements within the underwriting function as the Business Continues to scale

What we are looking for

• Previous experience in Property Related Lending or Secured Underwriting (Bridging / BTL / Development / Second Charge / Residential or Commercial)
• A strong understanding of Risk Assessment and Due Diligence in a Lending Environment
• Excellent Attention to detail and ability to work confidently in a fast-paced setting
• Strong communication skills and confident to liaise with Brokers / Valuers and Solicitors
• Ambitious, Proactive and keen to grow within a specialist financing business

If you are interested in the Underwriter role, please send your CV to us or contact the ALF Team for more information.