Payment Product Lead - Card Issuing & Credit

swan.io; Paris; Hybride; EUR 70 000 - 95 000; Plein temps

Résumé du poste

A leading embedded banking provider in Paris is seeking a Card Issuing & Credit Lead Product Manager to oversee their payment product roadmap and support a team of Product Managers. The ideal candidate has extensive experience in payments and financial infrastructure, demonstrating strong people management skills. This role offers a hybrid work environment and is focused on delivering exceptional banking solutions to small and medium-sized businesses in Europe.

Prestations

25 days of holidays + RTT

Meal vouchers provided

Monthly mobility package

Health insurance (mutuelle)

Discounts on sports activities

Well-being support access

Hybrid remote policy

Annual offsite for team engagement

Qualifications

• 5–10 years of product management experience in payments or financial infrastructure.
• Strong people management and coaching skills.
• Ability to engage enterprise customers.

Responsabilités

• Own the Card Issuing and Credit product area.
• Drive roadmap aligned with company KPIs.
• Collaborate closely with various teams.

Connaissances

Product management experience

People management

Strategic thinking

Technical fluency in APIs

English fluency

French fluency

Description du poste

About

Swan is Europe’s embedded banking specialist. We empower software companies to embed banking features like accounts, cards, and payments directly into their products, under their own brand. Swan processes over €1.5 billion in monthly transactions for more than 150 companies - like Pennylane, Indy, Agicap, Libeo, and Lucca. Founded in 2019, the company has received growth capital from leading investors such as Lakestar, Accel, Creandum, Bpifrance and Eight Roads. Swan is a principal member of Mastercard and a licensed financial institution, regulated by the French banking authority (ACPR).

Our mission

Banking belongs in business software

Many software companies already serve small businesses incredibly well: helping them send invoices, run payroll, manage inventory, and more. They’re on a mission to become the central hub for managing every aspect of business life.

But when it comes to financial workflows, there’s still a gap. Too many critical tasks like managing cash flow, tracking payments, or reconciling accounts happen outside the software, across spreadsheets, email threads, banking portals.

It’s a missed opportunity. Business software shouldn’t just record financial activity — it should run it.

To learn more about us: About Swan ; Our story .

Job description

The Payment Group at Swan leverages industry knowledge, payments expertise, and general insight to build and operate the API-based banking products and the platform that power cash collection, cash storage, and money movements for all Swan financial products.

Ultimately, the group is working toward a future in which all the complexities of handling money are hidden from Swan's partners and end-customers—whether that’s adopting new payment methods, reconciling various entries (technical, accounting, and cash), integrating with banks and financial partners globally, or addressing regulatory obligations.

Within this Group, the Payment Product team sits at the intersection of Strategy, Go-To-Market, Compliance, Design, and Tech. The team oversees all stages of the product lifecycle—from discovery to sale—while aligning with the company’s global strategy and core objectives. The Payment Product team, consisting of Lead Product Managers and Product Managers, ultimately owns the payment product roadmap.

As the Card Issuing & Credit Lead Product Manager, you own the Card Issuing and Credit product area and report to the VP Product & Operations—Payment. You embody our vision of building the best Card as a Service and Credit offer for SMBs in Europe.

As a manager-coach and individual contributor, you support a small and high‑performing team of Product Managers while bringing deep subject‑matter expertise. You:

• Set and drive a focused, data‑led roadmap aligned with company KPIs and outcomes
• Grow revenue impact by increasing adoption, activation, usage, and retention across your domain
• Partner closely with GTM, Data, Compliance, Payment Operations, Design, Docs, and Engineering, and bring insights from partners, end‑customers, and providers into your strategy
• Stay on top of market dynamics and the competitive landscape to inform decisions
• Run an efficient, quality‑first delivery framework to ship on time
• Hire, coach, and develop Product Managers. Set clear goals, give actionable feedback, and foster an inclusive, high‑bar culture
• Align stakeholders and evangelize your products. Own relationships with key financial providers (card networks, card processors, card manufacturers, lending providers, etc.)
• Act as Product Manager on priority areas, from owning a squad to leading strategic projects

Preferred experience

✨ You’re a great match if:

• Bring 5–10 years of product management experience in payments, financial infrastructure, or developer platforms, with exposure to issuing, card programs, and ideally lending
• Demonstrate strong people management and coaching skills: hire and develop Product Managers, set clear goals, align squads and stakeholders, give actionable feedback, and raise the quality bar consistently
• Think strategically and execute with discipline
• Engage enterprise customers confidently and lead high‑stakes, strategic conversations
• Be technically fluent and partner closely with engineering on APIs and platform design
• Communicate complex payments and card strategies clearly to both technical and non‑technical audiences
• Fluency in English; French is a plus
• Our ideal teammate: Empathetic. Skilled. Frank. We love to challenge each other, and we leave our egos at the door.

It’s okay if you don’t tick all the boxes — don’t let imposter syndrome prevent you from applying! 🙌

Swan is committed to providing a caring work environment for all employees, regardless of age, sex, disability, sexual orientation, race, religion, or belief.

When it comes to recruitment, we’re interested in your work experience, skills, and overall personality. Because diversity makes the workplace stronger and is necessary for Swan’s success, we are intensifying efforts to incorporate concrete actions to help us improve in this area.

About Swan

✨ Perks of being a Swanee:

• Holidays : 25 days + RTT 🏝️
• Meal Vouchers : We provide a Swile card to cover your meals on work days. 🥗
• Transport :Monthly mobility package for employees. In accordance with the company agreement for sustainable mobilities, you can now use your mobility package to pay for alternative commuting modes. 🚇
• Health insurance (mutuelle) : Alan. This is Swan's health and welfare insurance. 🚑
• Sports : Thanks to our partnership with Classpass and Gymlib, you can enjoy advantageous discounts on subscriptions. They offer a wide range of sports activities as well as wellness activities. 🏋
• Well-being support :access to Moka Care for mental health and wellness. 🧘
• Hybrid remote policy : We offer the possibility of working from home for 2 days per week. 🏡
• Offsite : Once a year we gather to reconnect, deep-dive into big topics, and relax. 🤝
• This isn’t a perk, it should be the rule, but diversity and inclusion are important at Swan. We’re working hard to get better every day.

✨ Our values:

Swan’s core values guide our actions daily. Individually, they may seem obvious, but together, they form a unique culture. ✨

Simplicity: Leonardo Da Vinci said: “simplicity is the ultimate sophistication.” If something's convoluted or confusing, we work extra hard to break it down. - Making complex things simple is what we do.

Long Term: We always play the long game, whether it's to support our partners in their growth journey, or make tangible commitments to climate action.

Excellence: We are a team of experts who consistently go all out to create pixel-perfect banking services and exceed our partners' expectations— whatever it takes.

Be Human:We believe in the power of kindness and the importance of acting with integrity. But embracing our humanity extends beyond interpersonal interactions, it means caring about greater issues that affect our planet. ✨

You can find out more about our culture.

Recruitment process

• 30-minute interview with a Talent Acquisition Specialist
• 1 hour interview with the VP Product & Operations - Payment
• Take-home project/business case
• 30-minute presentation of the business case to the VP Product & Operations - Payment and the Chief Product Officer, followed by a 30-minute interview with the Chief Product Officer
• Meet the team