AML Analyst (Transaction Monitoring)

swan.io; Paris; Sur place; EUR 45 000 - 65 000; Plein temps

Résumé du poste

A fintech company in Paris is hiring for an AML Compliance Analyst to monitor and analyze client transactions, preventing fraud and ensuring compliance with regulations. The ideal candidate has over 3 years of AML experience, strong analytical skills, and is proficient in both French and English. This position offers a hybrid work policy and various employee perks.

Prestations

25 days + RTT holidays

Meal vouchers

Monthly mobility package

Health insurance

Discounts on sports activities

Mental health support

Hybrid remote policy

Annual offsite gathering

Commitment to diversity and inclusion

Qualifications

• 3+ years of experience in AML or Compliance, ideally in transaction monitoring.
• Solid understanding of French law & regulatory frameworks.
• Ability to adhere to strict processes.

Responsabilités

• Monitor clients' transactions to prevent fraud.
• Communicate with clients and partners on suspicious activity.
• Analyze customer requests related to fraud.

Connaissances

Analytical skills

Effective communication

Curiosity

Formation

Relevant degree or certificate

Outils

Forest (CRM)

Description du poste

About

Swan is Europe’s embedded banking specialist. We empower software companies to embed banking features like accounts, cards, and payments directly into their products, under their own brand. Swan processes over €1.5 billion in monthly transactions for more than 150 companies—like Pennylane, Indy, Agicap, Libeo, and Lucca. Founded in 2019, the company has received growth capital from leading investors such as Lakestar, Accel, Creandum, Bpifrance and Eight Roads. Swan is a principal member of Mastercard and a licensed financial institution, regulated by the French banking authority (ACPR).

Our mission

Banking belongs in business software

Many software companies already serve small businesses incredibly well: helping them send invoices, run payroll, manage inventory, and more. They’re on a mission to become the central hub for managing every aspect of business life.

But when it comes to financial workflows, there’s still a gap. Too many critical tasks like managing cash flow, tracking payments, or reconciling accounts happen outside the software, across spreadsheets, email threads, and banking portals.

It’s a missed opportunity. Business software shouldn’t just record financial activity — it should run it.

To learn more about us: About Swan ; Our story.

Job description

Attached to the AML team and working closely with the Risk and Operations teams, your primary responsibility will be to proactively monitor clients\' transactional activities to protect the company against fraudulent activities, money laundering risks, financial risks, and reputation risks.

You will also be responsible for handling various internal or external requests requiring a thorough analysis of account activity.

Your mission

• Process alerts related to various transactions (cards, SEPA transactions, and international transactions) across various client types (individual accounts, freelancers, businesses).
• Manage communication with end-clients and partners when suspicious activity is detected to gather supporting documentation.
• Analyze and address customer requests that may be victims of fraud.
• Handle external legal requests sent by the authorities or banking partners.
• Participate in detecting trends and report them to the 2nd line to improve our scoring rules.

Preferred experience

You’re a great match if:

• You have 3+ years of experience in AML or Compliance, ideally specific to transaction monitoring in a Fintech, Payment Provider, Bank, consulting firm, or a similar fast-paced environment.
• You have a solid understanding of French law & regulatory frameworks.
• Strong analytical skills with an eye for detail, and the ability to adhere to strict processes.
• Effective communication with internal and external stakeholders.
• Curious mindset and flexibility to adapt to changing requirements in an evolving environment.
• You have excellent working abilities in English and French.
• Ideally, you have experience using modern tools such as Forest (CRM), (ticketing system), and other AML/Transaction monitoring-related tools.
• Our ideal teammate: Empathetic. Skilled. Frank. We love to challenge each other, and we leave our egos at the door.

It’s okay if you don’t tick all the boxes — don’t let imposter syndrome prevent you from applying!

Swan is committed to providing a caring work environment for all employees, regardless of age, sex, disability, sexual orientation, race, religion, or belief.

When it comes to recruitment, we’re interested in your work experience, skills, and overall personality. Because diversity makes the workplace stronger and is necessary for Swan’s success, we are intensifying efforts to incorporate concrete actions to help us improve in this area.

About Swan

Perks of being a Swanee:

• Holidays: 25 days + RTT
• Meal Vouchers: We provide a meal voucher card to cover your meals on work days.
• Transport: Monthly mobility package for employees. In accordance with the company agreement for sustainable mobilities, you can now use your mobility package to pay for alternative commuting modes.
• Health insurance (mutuelle): Alan. This is Swan\'s health and welfare insurance.
• Sports: Thanks to our partnership with Classpass and Gymlib, you can enjoy advantageous discounts on subscriptions. They offer a wide range of sports activities as well as wellness activities.
• Well-being support: access to Moka Care for mental health and wellness.
• Hybrid remote policy: We offer the possibility of working from home for 2 days per week.
• Offsite: Once a year we gather to reconnect, deep-dive into big topics, and relax.
• This isn’t a perk, it should be the rule, but diversity and inclusion are important at Swan. We’re working hard to get better every day.

Our values:

Swan’s core values guide our actions daily. Individually, they may seem obvious, but together, they form a unique culture.

Simplicity: Leonardo Da Vinci said: “simplicity is the ultimate sophistication.” If something\'s convoluted or confusing, we work extra hard to break it down. - Making complex things simple is what we do.

Long Term: We always play the long game, whether it\'s to support our partners in their growth journey, or make tangible commitments to climate action.

Excellence: We are a team of experts who consistently go all out to create pixel-perfect banking services and exceed our partners\' expectations— whatever it takes.

Be Human:We believe in the power of kindness and the importance of acting with integrity. But embracing our humanity extends beyond interpersonal interactions, it means caring about greater issues that affect our planet.

You can find out more about our culture.

Recruitment process

• Prescreen:Video call with a Talent Acquisition Specialist, to get to know you, understand your career expectations, and answer your questions (30 min)
• PeerInterview: Discussion with a Senior AML Analyst, Jawad (45 min)
• Case Study:Take-home case study to send back when completed, typically within 2 days.
• Hiring Manager Interview: Discussion with our Lead Transaction Monitoring, Claudine(45 min)
• Final Interview: Discussion with our Operations Lead, Maxime(30 min)