Underwriter, Underwriting Department

Desjardins Group; Montreal; Hybrid; CAD 60,000 - 80,000; Full time

Job summary

A leading company in the life and health insurance industry is seeking an Underwriter to enhance member protection. The role involves risk assessment, stakeholder communication, and operational development. The company offers a competitive salary, flexible vacation, and a defined benefit pension plan.

Benefits

Competitive salary and annual bonus

4 weeks of flexible vacation starting in the first year

Defined benefit pension plan

Group insurance including telemedicine

Reimbursement of health and wellness expenses and telework equipment

Qualifications

• Underwriting experience in individual life insurance.
• Knowledge of underwriting standards and governance documents.
• Knowledge of the healthcare sector.
• Knowledge of French is required.
• Advanced proficiency in English is necessary.

Responsibilities

• Analyze medical, personal, and financial information for risk assessment.
• Negotiate with reinsurers for non-standard decisions.
• Communicate with stakeholders through various channels.
• Develop operational processes in the sector's computer systems.
• Justify decisions to members and clients.

Skills

Action oriented

Business insight

Complexity

Customer Focus

Differences

Nimble learning

Job description

The Underwriting Department is currently seeking an underwriter who would like to contribute to our members’ and clients’ peace of mind by ensuring they’re well protected in the event of an unexpected situation. We’re working on updating our tools and systems over the next few years to optimize and simplify our processes so that doing business with Desjardins is always a simple and people-focused experience. Join a team that will help you develop your expertise in underwriting and life and health insurance, as well as your critical thinking skills. At Desjardins, we give you the tools and resources you need to help you diversify your skills and pursue your career goals. More specifically, as an Underwriter, you will be required to:

• Analyze medical, personal and financial information to assess the overall risk to the organization in accordance with applicable standards and practices.

• In the event of non-standard decisions, negotiate with reinsurers to find solutions to obtain the best possible decision for our members, clients and partners.

• Communicate in writing or by phone with stakeholders.

• Help develop operational processes and modifications to the sector’s computer systems.

• Make decisions and be able to justify them to members, clients and partners.

What we offer*

• Competitive salary and annual bonus

• 4 weeks of flexible vacation starting in the first year

• Defined benefit pension plan that provides predictable, stable income throughout retirement

• Group insurance including telemedicine

• Reimbursement of health and wellness expenses and telework equipment

*Benefits apply based on eligibility criteria.v

What you bring to the table

• Underwriting experience in individual life insurance

• Knowledge of underwriting standards and governance documents

• Knowledge of the healthcare sector

• Please note that other combinations of qualifications and relevant experience may be considered

• Knowledge of French is required

• Advanced proficiency of English due to the nature of the duties or work tools or because the position involves interactions with English-speaking partners, members and/or clients

Action oriented, Business insight, Complexity, Customer Focus, Differences, Nimble learning

#LI-Remote

At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.

If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!

Job Family

Life and health insurance (FG)