Underwriter, Commercial Business

Acera Insurance; Ottawa; On-site; CAD 70,000 - 90,000; Full time

Job summary

A Canadian insurance brokerage is seeking an Intermediate Underwriter for Commercial Business. The role involves analyzing risks, customizing insurance solutions, and maintaining accurate records. Ideal candidates will have at least 3 years of underwriting experience and skills in decision-making and problem-solving. This full-time, permanent position offers opportunities for professional growth while contributing to client needs across Canada.

Qualifications

• Minimum of 3 years of commercial underwriting insurance experience.
• Proficient in Microsoft Office Suite.
• Ability to multi-task and work in a changing environment.

Responsibilities

• Evaluate and analyze risk associated with existing policies.
• Customize insurance solutions to meet clients' needs.
• Document and maintain accurate records of decisions.

Skills

Analytical skills

Decision-making skills

Interpersonal skills

Organizational skills

Problem-solving skills

Education

Chartered Insurance Professional (CIP) designation

Tools

Microsoft Office Suite

Job description

Overview

Underwriter, Commercial Business

Sep 13, 2025 Location :

Calgary, AB, CA

We put our people first. As an employer of choice, Acera Insurance, offers an outstanding workplace and employee culture that creates valuable opportunities for all employees.

Our people are :

• Encouraged to challenge the status quo and never stop learning in their commitment to excellence.
• Empowered with a sense of accountability and autonomy to take ownership of their work.
• Treated with respect and act with integrity by putting clients, colleagues, and community first.
• Recognized for their achievements and celebrate festivities, big and small, to make work fun.

We also proudly offer most employees the opportunity to become owners. With over 700 employee owners, Acera Insurance is the only Canadian brokerage that is widely owned by its employees. Our employee owners have a vested interest and get to share in Acera Insurance’s success — which they make possible.

Join our award-winning network of over 1,300 professionals across Canada and change the way people feel about insurance.

UNDERWRITER, COMMERCIAL BUSINESS

Intermediate Underwriter for our in-house underwriter facilities via Lloyds of London and Domestic Insurers. This unique opportunity is perfect for a candidate who thrives in the art of underwriting, offering greater independence and creativity to tailor insurance policies that meet the specific needs of our clients.

LOCATION AND STATUS

• Victoria or Burnaby, BC or Calgary, AB
• Full-time, Permanent
• Monday to Friday

MAIN RESPONSIBILITIES :

• Evaluate and analyze risk associated with existing policies to determine their insurability and appropriate premium levels
• Understanding of underwriting principles across multiple lines of insurance
• Ability to customize solutions to meet insureds specific needs
• Analyze commercial wordings to ensure language accurately reflects the intended coverage and identifies potential gaps
• Document and maintain accurate records of decisions made
• Assist in achieving targets for through retention and organic growth
• Effective written and verbal communication skills to liaise with brokers and internal teams, explaining underwriting decisions clearly and promptly
• Making sound, independent underwriting decisions while adhering to the company guidelines and risk appetite
• Work effectively towards the goals of the team
• Participate in team meetings and attend company functions and industry events
• Maintain up-to-date knowledge of industry developments and best practices.

QUALIFICATIONS

• Minimum of 3 years of commercial underwriting insurance experience
• Strong analytical, assessment, decision-making, and organizational skills
• Excellent organizational and interpersonal skills
• Proficient in Microsoft Office Suite
• Demonstrated ability to work independently to meet deadlines, as well as collaboratively within a team to achieve shared goals
• Strong focus on achieving objectives efficiently and effectively
• Completed or actively pursuing the Chartered Insurance Professional (CIP) designation
• Ability to multi-task and work in a changing environment
• Solution-oriented with strong problem-solving skills.

Acera Insurance is the largest independent, employee-controlled brokerage in Canada. We are proudly 100% Canadian owned and operated. With over 70 locations across British Columbia, Alberta, Saskatchewan, Ontario, Nova Scotia, and the Yukon, $1.4 billion in gross written premium, and $1.3 billion group retirement savings assets under management, our team provides individuals, families and businesses unbiased insurance and risk management solutions that have a distinct Canadian perspective. Our collaborative work structure combines our people’s strength and expertise to offer greater value, knowledge, and resources to our personal and commercial clients nationwide, including comprehensive group benefits.

Acera Insuranceis an equal opportunity employer and is committed to all forms of diversity in the workplace. All qualified individuals are encouraged to apply.