Senior Credit Analyst - Leasing

Manpower Canada; Oakville; Hybrid; CAD 80,000 - 90,000; Full time

Job summary

A leading equipment leasing company in Oakville is seeking a Senior Credit Analyst to join their team. This full-time position requires 5-7 years of direct credit analysis experience, ideally in the leasing sector. Responsibilities include managing mid-ticket credit adjudication and collaborating with broker partners to ensure deal closures. Candidates should have a degree in Business or Finance, strong financial statement interpretation skills, and the ability to work independently. The job offers a hybrid work model, 80K-90K salary plus benefits.

Benefits

Health benefits

Hybrid work model

Qualifications

• 5-7 years of direct credit analysis experience, ideally in the Leasing sector.
• Knowledge of Canadian lease structures and leasing processes.
• In-depth ability to read and interpret financial statements.

Responsibilities

• Responsible for mid-ticket credit adjudication, $250,000 and up.
• Make recommendations regarding deal acceptance, pricing, and structure.
• Work with broker partners on approvals until the deal closes.

Skills

Credit analysis

Financial statement interpretation

Leasing sector knowledge

Attention to detail

Communication skills

Proficiency in Word and Excel

Ability to adapt quickly

Education

University or college degree in Business or Finance

Job description

Our growing Oakville client who is a leader in equipment leasing is looking for a Senior Credit Analyst to join their team. The ideal candidate will have a minimum of 5-7 years related experience and will be responsible for the following:

This full time position reports to the Vice President of Credit. The candidate will be responsible for mid-ticket credit adjudication, $250,000 and up, complex deals and making recommendations regarding deal acceptance, pricing and structure for all company brands. The candidate will also be responsible for working with our broker partners on each approval until such time as the deal closes. This process may involve making structural changes to the approval, negotiating rates and terms to ensure the deal closes and the company's best interests are achieved. Each credit is unique and presents an opportunity to create a custom structured approval, within defined guidelines. The Credit Analyst is also required to maintain acceptable default and loss standards as determined by senior management team.

Requirements

• Minimum of 5-7 years of direct credit analysis experience, ideally in the Leasing sector.
• Knowledge of Canadian lease structures and leasing processes.
• In-depth ability to read and interpret financial statements.
• Attention to accuracy and detail.
• Can do attitude, learn and adapt quickly and remain calm under pressure in a deadline oriented environment.
• Effectively manage competing priorities and timelines.
• Interact and communicate effectively with internal and external customers.
• Work independently without direct supervision.
• Proficient in Word, Excel and able to learn new systems quickly.

Qualifications

• A university or college degree with a main subject area in Business or Finance is preferred (or equivalent relevant experience).

Please note this is a hybrid role... 3 days in office and 2 days from home.

Salary - 80K-90K plus benefits

If you are interested then please apply asap.