Manager Credit Provisioning Reporting

RBC; Toronto; On-site; CAD 80,000 - 100,000; Full time

Job summary

A leading Canadian bank in Toronto is seeking a Manager, Stress Testing & Credit Provisioning to ensure effective reporting and compliance with IFRS9 and CECL standards. You will be responsible for executing time-sensitive production runs, maintaining reporting infrastructures, and delivering critical analyses to support business decisions. The ideal candidate will have a strong quantitative background, 3-5 years of relevant experience, and proficiency in programming and database management. This full-time role offers competitive compensation and a dynamic work environment.

Benefits

Comprehensive Total Rewards Program

World-class training program

Flexible work/life balance options

Development and coaching opportunities

Qualifications

• Undergraduate, preferably graduate, degree in a quantitative discipline.
• Minimal relevant business work experience in quant groups.
• 3-5 years programming experience with tools like SAS and Python.
• Knowledge of database structure and management.
• Ability to work under pressure and meet deadlines.

Responsibilities

• Assist in the execution and maintenance of IFRS9 and CECL production runs.
• Maintain reporting infrastructure for analysis of IFRS9 and CECL.
• Produce Allowance Committee decks for approval.
• Understand and deliver analyses with utmost accuracy.
• Streamline reporting processes and explore new technologies.

Skills

Quantitative statistical and analytical skills

Programming (SAS, Python, Excel/VBA)

Database management (SQL, SAS)

Analytical and problem-solving skills

Communication skills

Education

Undergraduate/Graduate degree in a quantitative discipline

Professional designation (CPA, CFA, FRM) preferred

Tools

SAS

Python

Excel/VBA

SQL

Job description

Job Description

The Stress Testing & Credit Provisioning team provides Senior Management within Risk Management, Finance, Business units (including: Capital Markets, Canadian Banking, I&TS, Wealth Management, Insurance, and legal entities) and Investor Relations with expert analysis and guidance on the Bank's stress testing and credit provision, includes IFRS9, and CECL and Stress testing program.

Team also provides support for the review & analysis of RBC’s Enterprise Wide Stress Testing (EWST) results that are used in Board level risk appetite statements.

The Manager, Stress Testing & Credit Provisioning will be executing production reporting processes, evaluating SOX control and assisting to enhance process efficiencies and reduce operational risks. As the subject matter expert on IFRS9, and CECL and EWST data, you will be interacting with model implementation teams to understand the data lineage for IFRS9 and, CECL and EWST calculations.

What will you do?

• Assist in the execution and maintenance of time sensitive IFRS9 and CECL live production runs
• Assist in maintaining reporting infrastructure for the analysis of IFRS9 and, CECL & Enterprise-Wide Stress Testing (EWST).
• Assist in the timely production of the Allowance Committee decks that are critical for the approval of the allowances by the Committee. The reported numbers have a direct impact on the balance sheet and the income statements of every business line across RBC.
• Working closely with Credit Provision Analysis and Measurement (CPAM), Stress Testing (ST), IFRS9 model and IFRS9 system teams, understand & deliver the required analyses and best practices for the reporting.
• Continuously review and streamline current reporting processes and explore new technology for the enhancement.
• Have a strong governance control mindset and attention to detail, to ensure correct and representative information is presented for internal & external reviews of allowances.

What do you need to succeed?

Must Have

• Undergraduate, and preferably graduate, degree in a quantitative discipline such as physics, mathematics, statistics, engineering, economics, econometrics, actuarial science, finance and/or relevant professional qualifications, with focus on quantitative statistical and analytical skills.
• Minimal relevant business work experience in quant groups (risk, front office, etc.) in the financial industry. Academic and/or other industry experience will be considered based on relevance.
• More than 3-5 years programming experience with tools such as SAS, Python Excel/VBA etc.
• Knowledge of database structure and management (SQL, SAS, etc.).
• Quick learner with outstanding conceptual, analytical, and problem solving skills, with an ability to work towards challenging deadlines and deliver under pressure.

Nice to Have

• Professional designation in Accounting, Finance or Risk Management is preferred, but not required – e.g. CPA, CFA, or FRM etc.
• Strong ability to communicate, verbally and in writing, complex concepts in non-technical terms to business segment Finance and senior business segment leaders.
• Demonstrated self-starter and leader (versus solely a delegator) who can tailor analysis to required level of precision
• A thorough understanding of relevant accounting and regulatory rules and requirements (IFRS 9, Basel) preferred.

What’s in it for you?

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable
• Leaders who support your development through coaching and managing opportunities
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team
• A world-class training program in financial services
• Flexible work/life balance options

Job Skills: Business, Communication, Critical Thinking, Data Analysis, Financial Instruments, Group Problem Solving, Management Reporting, Risk Management

Additional Job Details

Address: RBC CENTRE, 155 WELLINGTON ST W:TORONTO

City: Toronto

Country: Canada

Work hours/week: 37.5

Employment Type: Full time

Platform: GROUP RISK MANAGEMENT

Job Type: Regular

Pay Type: Salaried

Posted Date: 2026-01-22

Application Deadline: 2026-01-31

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment:

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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