Credit Specialist

RBC; Vancouver; On-site; CAD 70,000 - 90,000; Full time

Job summary

A leading financial institution is seeking a Credit Specialist in Vancouver to support International Private Banking. The role involves structuring credit solutions and managing credit reviews. Candidates should have 3-5 years of lending experience, a university degree in finance or business, and fluency in Mandarin or Cantonese. This full-time position offers competitive compensation and a focus on client experience.

Benefits

Comprehensive Total Rewards Program

Flexible work/life balance options

Opportunities for professional development

Qualifications

• 3-5 years of lending experience in the financial services industry.
• Thorough understanding of relevant financing products.

Responsibilities

• Support Private Bankers in originating, structuring and closing credit opportunities.
• Provide proactive credit advice to clients as a key member of the team.
• Promote the business through presentations and meetings.

Skills

Fluent in Mandarin or Cantonese

Team player

Self-motivated

Good verbal and written communications

Education

University degree or equivalent education in business, finance, or related fields

Job description

Overview

What is the opportunity? The Credit Specialist role is a specialized role supporting International Private Banking (Canada Asia Centres). You will be the interface between Group Risk Management and the unit's sales structure. The Credit Specialist will be responsible for supporting the private banking team in the underwriting process and structuring credit solutions within the bank's credit policies and risk appetite. In addition to obtaining credit approval you will also be responsible for managing and maintaining annual credit reviews of the portfolio.

Responsibilities

• Support Private Bankers in originating, structuring and closing credit opportunities
• Take a continuous improvement approach to achieving superior client experience, including proactive monitoring of client affairs and taking ownership of problem resolutions
• Provide proactive credit advice to clients as a key member of the client relationship management team in collaboration with the Private Banker and Private Banking Associate teams
• Promote the business through presentations and meetings to RBC partners of our credit business and capabilities
• Identify potential new products to enhance our product offerings
• Proactively manage credit renewals

What do you need to succeed?

Must-have

• University degree or equivalent education in business, finance, or related fields
• Fluent in Mandarin or Cantonese
• 3-5 years of lending experience in the financial services industry
• A thorough understanding of relevant financing products
• Team player and self-motivated
• Good verbal and written communications skills

Nice-to-have

• Experience in Credit Structuring/Sales in the HNW Space
• Knowledge of Marketable securities

What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable.
• Leaders who support your development through coaching and managing opportunities
• Ability to make a difference and lasting impact.
• Work in a dynamic, collaborative, progressive, and high-performing team.
• Flexible work/life balance options.
• Opportunities to do challenging work.
• Opportunities to take on progressively greater accountabilities.
• Access to a variety of job opportunities across business and geographies

Additional Job Details

• Address: VANCOUVER MAIN BRANCH (B), 1055 GEORGIA ST W: VANCOUVER
• City: Vancouver
• Country: Canada
• Work hours/week: 37.5
• Employment Type: Full time
• Platform: WEALTH MANAGEMENT
• Job Type: Regular
• Pay Type: Salaried
• Posted Date: 2025-10-28
• Application Deadline: 2025-11-11
• Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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