2026 Winter Student - Finance, Analyst (4 months)

RBC; Toronto; On-site; CAD 20,000 - 28,000; Full time

Job summary

A leading Canadian bank in Toronto is offering a 4-month Student Winter placement, starting January 2026. The role involves supporting loan transactions, engaging in financial modeling, and assisting in credit submissions within the Corporate Client Group. Candidates must be pursuing a degree in business, economics, or finance. This position offers opportunities to develop critical skills in a dynamic banking environment.

Benefits

Coaching and development opportunities

Dynamic team environment

Possibility to impact and build relationships

Qualifications

• Pursuing a relevant undergraduate degree.
• Strong financial modeling and analytical skills.
• Basic understanding of credit structures.

Responsibilities

• Support CCG bankers in structuring loan transactions.
• Assist with client marketing pitches.
• Conduct financial modeling and due diligence.

Skills

Quantitative skills

Financial modeling

Analytical skills

Excel proficiency

Professional communication

Attention to detail

Organizational skills

Education

Undergraduate degree in Business, Economics, Accounting, or Finance

Tools

Excel

PowerPoint

Word

Job description

Overview

Please note: This posting is for a 4-month Student Winter 2026 placement with a start date of January 2026 and end date of April 2026.

Eligibility: To be eligible for this 4-month Student position you must either be returning to school after the work term end-date of April 2026 or, if you are not returning to school (i.e., graduating in December 2025/April 2026), you require the work term as a mandatory component to graduate successfully. Ensure that you meet these eligibility requirements before applying; candidates who are found ineligible will not be considered.

What is the opportunity?

Corporate Client Group – Finance (CCGF) acts as mid-market Corporate Banking for RBC’s Canadian Banking business unit and plays a key role in meeting Corporate Client Group objectives through structuring, delivery and management of bank debt for a targeted customer base. The CCG team targets loan origination in the Canadian mid-market, including large Canadian subsidiaries of foreign multinationals, private and small-cap public Canadian companies. CCG is responsible for meeting annual targets for loan-derived revenues and returns and providing advice to partners on optimizing lending in relation to RBC relationship goals.

Initiative and responsibility are key attributes, along with credit analysis, researching, analyzing, and preparing materials that support deal structuring, client and internal presentations, and risk approval processes of the CCGF team. Flexibility and enthusiasm are needed to support and run various initiatives and projects in other CCG markets across Canada.

Responsibilities

• Part of a national team of CCGF underwriters committed to delivering quality credit products to RBC clients and targets.
• Support CCG bankers to structure, deliver, close, and monitor syndicated and bi-lateral loan transactions
• Assist with preparation of marketing pitches to existing and potential clients for corporate loans (acquisition loans, bridge loans, term loans, revolving credit facilities).
• Support CCGF team credit submissions, including research, analysis, financial modelling and due diligence as part of transaction processes. The role will allow candidates to use and develop complex financial modelling skills, credit structuring and documentation skills used in corporate and commercial lending.
• Support CCGF team with transaction documentation and coordination with clients and legal counsel
• Assist with loan portfolio management, client strategies and related administrative duties
• Engage with RBC partners and functions including Group Risk Management, Private Banking, Wealth Management, Capital Markets, Treasury Management, Specialized Financing, Personal Banking, and others
• Liaise with back office functions connected to closing and funding, wires, payments, settlements, etc.

Qualifications

• Pursuing an Undergraduate degree in Business, Economics, Accounting, or Finance
• Strong quantitative, financial modeling, and analytical skills with ability to analyze company financial statements
• Basic knowledge of credit, credit metrics, and credit structuring
• Strong skills with Excel, Word, PowerPoint and ability to source data/research
• Professional oral and written communication skills
• High attention to detail in both written and financial work
• Ability to perform well under pressure, meet deadlines, prioritize work, and multi-task on multiple projects
• Well organized and able to set priorities and devote appropriate attention to each assignment

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• Leaders who support your development through coaching and opportunities.
• Ability to make a difference and lasting impact.
• Work in a dynamic, collaborative, progressive, and high-performing team.
• Opportunities to do challenging work and make a difference.
• Opportunities to build close relationships.

Additional Job Details

• Address: ROYAL BANK PLAZA, 200 BAY ST, TORONTO
• City: Toronto
• Country: Canada
• Work hours/week: 37.5
• Employment Type: Full time
• Platform: PERSONAL & COMMERCIAL BANKING
• Job Type: Student/Coop (Fixed Term)
• Pay Type: Salaried
• Posted Date: 2025-09-19
• Application Deadline: 2025-09-29

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above.

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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