Credit Analyst - Americas

Hitachi Vantara; São Paulo; Híbrido; BRL 50.000 - 70.000; Tempo integral

Resumo da oferta

A global technology company seeks a Credit Analyst in São Paulo to manage customer credit exposure and support sales efforts. The ideal candidate will have a BA/BS, 2-3 years in global credit, and strong analytical skills. This role demands effective communication and the ability to work independently in a hybrid environment.

Serviços

Industry-leading benefits

Flexible work arrangements

Focus on health and wellbeing

Qualificações

• 2-3 years experience in global credit and collection required.
• Strong ability to analyze financial statements.
• Ability to develop positive relationships with cross-functional teams.

Responsabilidades

• Maximize revenue potential while mitigating risk.
• Monitor and maintain customer portfolio credit limits.
• Perform periodic credit reviews for customers.

Conhecimentos

Effective communication skills

Good time management

Motivation to work independently

Competency in English, Spanish, Portuguese

Good analytic, problem-solving skills

Formação académica

BA / BS or equivalent experience

Accounting or Finance experience or education

Ferramentas

Oracle System

Excel

PowerPoint

Descrição da oferta de emprego

The Role

• Maximize revenue potential while mitigating risk.
• Monitor and maintain credit limit funding of the customer portfolio to support the primary sales objectives.
• Perform periodic credit reviews for existing customers and due diligence to new customers per established credit policy
• Prepare monthly and quarterly close reporting on SOX control, AR and DSO.
• Collaborate with internal teams and customer to support sales effort and collection.
• Monitor the credit exposure and risk exposure of the customer and take appropriate action if needed if credit exposure and / or risk profile exceeds corporate risk tolerance.
• Monitor Americas / global geo-political and macroeconomic events and conditions region / global-wide and advise Credit Manager and / or Director of Global Credit and other appropriate personnel of possible risk exposure due to developing events.
• Ensure credit activities and all consequential transactions are SOX compliant and report exceptions to appropriate personnel.
• Monitor the customer base portfolio of unusual activity such as fraud and other illegal activity.
• Monitors credit hold release requests and determine the reason for credit flag, release of orders, or holding of orders for further corrective action.

What You’ll Bring

• BA / BS or equivalent experience.
• Require minimum 2-3 year experience in global credit and collection.
• In-depth understanding of financial statements and strong ability to analyze financial statements to determine trade credit and lease credit creditworthiness.
• Effective communication skills while treating everyone with dignity and respect.
• Good time management and multitasking skills.
• Ability to develop positive relationships with cross-functional team members and customers.
• Motivation to work independently with little supervision in a hybrid work environment
• Competency in English, Spanish, Portugese – both verbal and written
• Knowledge of Oracle System
• Strong Excel spreadsheet, Word document, and PowerPoint skills
• Accounting or Finance experience or education
• Good analytic, problem-solving, and influencing skills

About us

We’re a global, 1000-stong, diverse team of professional experts, promoting and delivering Social Innovation through our One Hitachi initiative (OT x IT x Product) and working on projects that have a real-world impact. We’re curious, passionate and empowered, blending our legacy of 110 years of innovation with our shaping our future. Here you’re not just another employee; you’re part of a tradition of excellence and a community working towards creating a digital future.

Championing diversity, equity, and inclusion

Diversity, equity, and inclusion (DEI) are integral to our culture and identity. Diverse thinking, a commitment to allyship, and a culture of empowerment help us achieve powerful results. We want you to be you, with all the ideas, lived experience, and fresh perspective that brings. We support your uniqueness and encourage people from all backgrounds to apply and realize their full potential as part of our team.

How we look after you

We help take care of your today and tomorrow with industry-leading benefits, support, and services that look after your holistic health and wellbeing. We’re also champions of life balance and offer flexible arrangements that work for you (role and location dependent). We’re always looking for new ways of working that bring out our best, which leads to unexpected ideas. So here, you’ll experience a sense of belonging, and discover autonomy, freedom, and ownership as you work alongside talented people you enjoy sharing knowledge with.

Equal Opportunity Employer

We’re proud to say we’re an equal opportunity employer and welcome all applicants for employment without attention to race, colour, religion, sex, sexual orientation, gender identity, national origin, veteran, age, disability status or any other protected characteristic. Should you need reasonable accommodations during the recruitment process, please let us know so that we can do our best to set you up for success.