Control Desk & Credit Analyst (Analista De Mesa De Controle E Crédito) – São Paulo (Hybrid)

Clara; São Paulo; Híbrido; BRL 80.000 - 120.000; Tempo integral

Resumo da oferta

A leading fintech company in São Paulo is seeking a Control Desk & Credit Analyst to support scalable growth. The role includes monitoring onboarding processes, conducting KYC reviews, and ensuring compliance standards are met. Candidates should have over 3 years of experience in financial analysis, strong Excel skills, and proficiency in English and Portuguese. Join a high-ownership environment with competitive salary, stock options, and flexible working arrangements.

Serviços

Competitive salary and stock options from day one

Annual learning budget

Flexible vacation and hybrid work model

Qualificações

• 3+ years of experience in Financial Analysis or related risk and compliance functions.
• Proven ability to interpret financial statements for credit decision-making.
• Strong proficiency in Excel and working with large datasets.

Responsabilidades

• Monitor onboarding processes to ensure accuracy.
• Collaborate with teams for KYC / KYB and CDD reviews.
• Flag inconsistencies or risks in real time.
• Contribute to a culture of continuous improvement.
• Support automation and process enhancements.

Conhecimentos

Financial Analysis

Credit Risk Assessment

KYC

CDD

Excel proficiency

Analytical mindset

Intermediate English

Portuguese proficiency

Descrição da oferta de emprego

Clara is the fastest‑growing company in Latin America. We have built the leading solution that helps more than 20,000 large and growing businesses manage all their payments through locally issued corporate cards, bill pay, financing, and a powerful B2B platform built for scale. Clara is backed by top regional and global investors and is committed to building the financial infrastructure that powers high‑performing organizations across the region.

What you’ll do

We’re looking for a Control Desk & Credit Analyst to support the safe and scalable growth of Clara’s portfolio in Brazil. In this role you will:

Key responsibilities

• Monitor and review onboarding processes to ensure accuracy and adherence to internal controls.
• Collaborate with Sales and other customer‑facing teams to complete timely and thorough KYC / KYB and CDD reviews.
• Flag and escalate inconsistencies or risks in real time, ensuring we meet internal SLAs and compliance standards.
• Maintain up‑to‑date knowledge of policies and procedures, and contribute to a culture of continuous improvement.
• Work cross‑functionally to identify bottlenecks or risks and support automation and process enhancements.

Who you are

You meet the minimum requirements and have the following qualities:

Minimum requirements

• Minimum 3 years of experience in Financial Analysis, Credit Risk Assessment, KYC, CDD, or related risk and compliance functions.
• Proven ability to interpret financial statements (Balance Sheet, Income Statement, Cash Flow) for credit decision‑making.
• Strong proficiency in Excel and confidence working with large datasets and financial indicators.
• Solid numerical skills and an analytical mindset, capable of connecting metrics to risk exposure.
• Intermediate English proficiency and working proficiency in Portuguese.
• Familiarity with AI tools to automate workflows and improve analysis efficiency.

Nice to haves

• Experience in a high‑growth startup or tech‑driven financial institution.
• Basic proficiency in Spanish, or the motivation to learn.
• Exposure to quantitative models (e.g., Z‑Score, logistic regression) for solvency prediction.
• Independent analytical skills using spreadsheets or BI tools.

Why join Clara

At Clara, you’ll have the autonomy, speed, and support to make meaningful impact across Latin America. Our culture is built on clarity, simplicity, ownership, pride, continuous change, and inclusivity.

What we offer

• Competitive salary and stock options (ESOP) from day one.
• Annual learning budget and internal accelerated development paths.
• High‑ownership environment, smart teammates, and low ego.
• Flexible vacation and hybrid work model focused on results.

Hybrid policy

Clara’s hybrid policy encourages working from the office, visiting customers, or working from home. There is no minimum office days requirement; however, you’re expected to spend time in the office organically, especially during ramp‑up or when required by your leader.