AML / CFT Compliance Expert

Bybit; Sapucaia do Sul; Presencial; BRL 80.000 - 120.000; Tempo integral

Resumo da oferta

A leading financial services firm in Brazil seeks an experienced AML/CFT Compliance Manager to develop and implement policies aligned with regulatory requirements. The ideal candidate must have over 7 years of experience in AML/CFT compliance within financial services or fintech. Responsibilities include conducting customer due diligence, preparing regulatory reports, and enhancing compliance systems. Fluency in Portuguese and English is required, along with a sound understanding of crypto industry dynamics.

Qualificações

• Minimum 7 years of experience in AML/CFT and sanctions compliance.
• Ability to operate independently in a second line of defense role.
• Hands-on expertise in transaction monitoring and suspicious activity reporting.

Responsabilidades

• Develop and enhance AML/CFT and sanctions policies.
• Prepare and submit Suspicious Transaction Reports.
• Conduct periodic AML/CFT risk assessments.

Conhecimentos

Analytical abilities

Decision-making

Knowledge of COAF

Understanding of crypto industry

KYC / KYB processes

Fluency in English

Fluency in Portuguese

Formação académica

Bachelor’s degree in Law, Finance, Economics, or related field

Postgraduate studies or professional certifications (CAMS, ICA)

Descrição da oferta de emprego

Key Responsibilities

• Develop, implement, and continuously enhance AML / CFT and sanctions policies in alignment with Brazilian regulatory requirements and global best practices.
• Act as a primary compliance interface with regulators, including managing inspections, responding to inquiries, and executing remediation plans.
• Perform risk-based customer due diligence (CDD / KYC / KYB) and enhanced due diligence (EDD) reviews for both individuals and corporate clients.
• Support ongoing monitoring activities, including transaction surveillance, sanctions screening, and the investigation of alerts or potentially suspicious behaviors.
• Prepare, review, and submit Suspicious Transaction Reports (STRs) and other mandatory filings to COAF or relevant regulatory bodies.
• Track legislative and regulatory developments related to AML / CFT and sanctions, and drive timely updates to internal policies and procedures.
• Assist in delivering internal training programs to strengthen organizational awareness of AML / CFT and sanctions compliance obligations.
• Conduct periodic AML / CFT risk assessments to validate control effectiveness and ensure alignment with the company’s enterprise risk management framework.
• Maintain comprehensive documentation, audit trails, and recordkeeping for all compliance assessments, escalations, investigations, and filings.
• Support internal and external audits as well as regulatory reviews, ensuring timely and accurate provision of information.
• Collaborate cross-functionally with Legal, Risk, Operations, and Technology teams to enhance compliance systems, data quality, and operational efficiency.
• Contribute to the evaluation and oversight of third-party service providers supporting AML / CFT and broader compliance functions.

Requirements

• Must be legally residing in Brazil.
• Minimum 7 years of senior-level AML / CFT and sanctions compliance experience within financial services, fintech, or virtual asset service providers (VASPs).
• Demonstrated ability to operate independently as part of the second line of defense, with sound judgment in escalation and decision‑making.
• Strong knowledge of COAF, the Central Bank of Brazil, CVM regulations, and FATF recommendations.
• Hands‑on expertise in KYC / KYB processes, transaction monitoring, and suspicious activity reporting.
• Bachelor’s degree in Law, Finance, Economics, or a related field; postgraduate studies or professional certifications (CAMS, ICA, etc.) strongly preferred.
• Excellent analytical abilities, high ethical standards, and full professional fluency in Portuguese and English.
• Must satisfy all fit‑and‑proper requirements, including :
  • No history of bankruptcy or insolvency;
  • An impeccable professional reputation;
  • Strong understanding of the crypto industry, including market dynamics and associated risks;
• Technical competence aligned with the responsibilities of the role.