To manage the business of the assigned team through the designated Coverage team and their Performance.
The jobholder is partnering the Real Estate department in service delivery and is expected to work independently in many respects to grow revenue for the Bank while managing the risk in the portfolio. Hence the jobholder will need to develop his/her credit skills and develop a good understanding of acceptable risk / reward parameters for customers in the portfolio and will be empowered with certain authority in handling exceptions and resolving customer service issues.
As he/she will handle customer inquiries and service related issues proactively so as to release resources to better focus on cross selling other complex products.
The jobholder must have good customer and corporate product knowledge effective problem solving and interpersonal skills in order to satisfy customer meet performance targets and work effectively with various parties to achieve results.
Maintain a level of zero expiry for all assigned.
Achieve the annual target for performing loans assigned by Senior Management.
Cross sell GFM GTB products and all other relevant products to benefit the customer
NPL to be maintained below 4%. Credit Review / Renewal to be conducted timely.
Satisfactory Audit report
Deliver superior customer service by acting as a client service manager to proactively help customers resolve problems and facilitating other
Enhance credit analysis skills
Ensure that all internal processes for existing portfolio are met in line with Banks policies & procedures.
Adhere to procedures and processes in documentation of call reports KYC & all operational matters. Turn around new to bank proposals as per agreed SLA.
Specific Accountabilities
Sound knowledge of appraisals financial modelling and legal/regulatory environments.
Ability to communicate both verbally and in written presentation.
Ability to manage people and to work under pressure.
Capable to organize the work load and meet deadlines
Knowledge of interpretation and appraisal of financial statements/feasibility reports
Functions within the framework and boundaries of Group policies as well as overall organisational and governance frameworks.
Authorised to take decisions as per the approved authorisation matrix
Qualifications :
Finance / Business related Bachelors / Masters degree professional qualification in accounting will be an advantage.
* The salary benchmark is based on the target salaries of market leaders in their relevant sectors. It is intended to serve as a guide to help Premium Members assess open positions and to help in salary negotiations. The salary benchmark is not provided directly by the company, which could be significantly higher or lower.