Relationship Manager

RESONA MERCHANT BANK ASIA LIMITED; Singapore; On-site; SGD 70,000 - 90,000; Full time

Job summary

A prominent financial institution in Singapore is seeking a Relationship Manager to enhance and manage client relationships, focusing on credit-related activities and compliance. Responsibilities include managing corporate client engagement, preparing credit approvals, and monitoring portfolio performance. The ideal candidate has at least 2 years of corporate banking experience and proficiency in both English and Japanese to facilitate effective communication. This role offers a dynamic working environment that encourages collaborative efforts in business development.

Qualifications

• Minimum of 2 years relevant experience in relationship management in corporate banking.
• Proficiency in English and Japanese to support business communication.

Responsibilities

• Manage and develop relationships with existing and prospective corporate clients.
• Prepare credit reviews and credit approval requests.
• Conduct regular client interviews to assess credit risk.
• Monitor assigned portfolio performance in collaboration with internal stakeholders.

Skills

Client management

Credit assessment

Analytical skills

Interpersonal skills

Education

Bachelor's degree in Finance / Accounting or Business Administration

Job description

Job Description

We are seeking a Relationship Manager to manage and develop client relationships, with a focus on credit-related activities, client engagement, and regulatory compliance. The role involves close coordination with internal stakeholders to support credit approvals, portfolio management, and business development initiatives.

Key Responsibilities

• Manage and develop relationships with existing and prospective corporate clients, including ongoing engagement for credit facilities, loan renewals, and new financing transactions.
• Prepare credit reviews, credit approval requests, and credit memorandums for new and existing credit facilities, ensuring timely submission to the Credit Committee.
• Coordinate with borrowers and head office to obtain financial and non-financial information required for credit approval, renewal, and credit monitoring.
• Conduct regular client interviews and meetings (face-to-face or via video conferencing) to obtain business updates, assess credit risk, and support loan renewals and new credit applications. Prepare call reports after meeting with clients.
• Provide interpretation and translation support between Japanese and English for client engagements and business documentation, where required for work purposes.
• Monitor assigned portfolio performance and support ongoing credit and risk management activities in collaboration with internal stakeholders.
• Maintain proper client records and credit files in compliance with internal policies and regulatory requirements.
• Participate in reviewing and improving departmental workflows and processes.
• Perform Anti-Money Laundering (AML), KYC, and related compliance checks in accordance with regulatory standards.
• Perform other ad hoc duties as assigned.

Requirements

• Bachelor's degree in Finance / Accounting or Business Administration
• Minimum of 2 years relevant experience in relationship management in corporate banking.
• Proficiency in English and Japanese, both written and spoken, to support business communication with Japanese-speaking clients and stakeholders.
• Strong understanding of corporate banking products, credit assessment, and risk management principles.
• Good interpersonal, communication, and client management skills.
• Strong analytical skills with attention to detail and ability to meet deadlines.
• Ability to work independently and collaboratively in a team-oriented environment.