Credit Analyst

HR-PRO RECRUITMENT SERVICES PTE. LTD.; Singapore; On-site; SGD 60,000 - 80,000; Full time

Job summary

A financial services company in Singapore is seeking a Credit Risk Manager to perform credit assessments, prepare reports, and monitor credit exposures. The ideal candidate should have at least 3 years of experience in credit risk management, a Bachelor's degree in a relevant field, and proficiency in Mandarin to engage with Chinese-speaking clients. This role requires strong analytical and communication skills, as well as a proactive and result-oriented mindset.

Qualifications

• Strong analytical, statistical, and quantitative techniques background.
• Minimum of 3 years' experience in credit risk management.
• Excellent verbal and interpersonal skills for stakeholder communication.

Responsibilities

• Perform robust credit assessments on corporate clients.
• Prepare comprehensive credit review reports for approval.
• Monitor credit exposures and conduct periodic reviews.

Skills

Analytical skills

Communication skills

Interpersonal skills

Proficiency in Mandarin

Business acumen

Education

Bachelor's Degree in Economics, Finance, or Accountancy

Job description

Responsibilities

• Perform robust credit assessments on corporate clients and credit proposals, including on credit rating, credit limit, detailed financial and non-financial analysis, structure of financing (e.g. financial terms/conditions, covenants) etc.
• Prepare clear and comprehensive credit review report and present the report for credit approval.
• Monitor credit exposures to ensure portfolio quality, conduct periodic credit reviews, identify early warning signs and recommend risk mitigation strategies etc.
• Other tasks as may be assigned by Head of Department.

Requirements

• A Bachelor Degree in fields such as Economics, Finance, Accountancy etc. with a strong foundation in analytical, statistical and other quantitative techniques.
• A minimum of 3 years' experience in credit risk management with large regional or global financial institutions.
• Proficient in Mandarin to liaise with Chinese speaking clients and stakeholders.
• Excellent verbal communication and good interpersonal skills to handle stakeholders across multiple departments.
• Proactive, energetic, result oriented and possess good business acumen.