Structured Lending Analyst (f / m / x)

Deutsche Bank; Lombardia; In loco; EUR 35.000 - 50.000; Tempo pieno

Descrizione del lavoro

A leading global financial institution in Milan is seeking a Structured Lending Analyst to join their Private Banking division. The candidate will support the origination and structuring of lending transactions for individuals and holding companies. Qualifications include a degree in economics or management engineering, native Italian proficiency, and fluency in English. The role requires strong analytical skills, experience in finance, and excellent interpersonal abilities.

Servizi

Work-life balance initiatives

Health and wellness benefits

Pension Fund

Meal allowance

Competenze

• 1-2 years of work experience in financial sector or relevant internship.
• Ability to analyze financial statements and understand business models.

Mansioni

• Support origination and structure lending transactions.
• Conduct quantitative and qualitative analysis of transactions.
• Interact with internal and external stakeholders.
• Collaborate in onboarding and monitoring transactions.

Conoscenze

Economics or Management Engineering

Italian native speaker or proficient

Fluent English

Good knowledge of Word, PowerPoint, Excel

Financial statement analysis

1-2 years work experience in finance

Excellent interpersonal skills

Ability to work independently and in a team

Flexible and goal-oriented

Formazione

Bachelor/Master’s degree in Economics or Management Engineering

Strumenti

Word

PowerPoint

Excel

Descrizione del lavoro

Description

For over 150 years, our dedication to being the for our clients has been driven by our people – in around 60 countries and across more than 150 nationalities.

Their deep understanding, insights, expertise, and passion help our clients navigate an increasingly complex world – be it in our Corporate Bank, our Private Bank, our Investment Bank or our Asset Management division.

Together we can make a great impact for our clients home and abroad, securing their lasting success and financial security.

Join in Deutsche Bank in Milan as a Structured Lending Analyst. You’ll join in the Private Banking BLIS Lending Italy Area.

Role Responsibilities

The candidate identified will report to the Head of Wealth Management lending Italy within the PB BLIS Lending Italy Area.

The applicant will

• support the origination and actively structure and execute lending transactions, i.e. support Structured Finance in execution of Wealth management lending transaction with a focus on facilities to individuals and holding companies' loans. To be more precise : Wealth Management Financing transactions are intended to support individuals and companies (typically holding companies) for liquid and less liquid transaction. Liquid transactions include Lombard lending; Less Liquid / Illiquid transactions include recourse-based lending with different types of securities (real estate, listed shares / margin loans, private shares etc)
• deal with the qualitative and quantitative analysis of transactions from a business and credit point of view.To be more precise for liquid transactions : i) market driven analysis of collateral; For less liquid / illiquid transactions : i) analysis of comprehensive wealth of borrower; ii) detailed analysis of collateral (real estate, listed shares, private shares etc); iii) analysis of underlying operating company fundamentals; iv) analysis of historical and prospective performance with business plan simulations; v) valuations (real estate, corporate etc)
• support the identification and structuring of adequate and sustainable financing solutions for the clients themselves.
• effectively interact with all internal stakeholders (e.g. network managers of Corporate and Wealth Management, credit officers, loan operations, legal office, tax office, etc.) and external (e.g. deal advisors, family offices, law firms for the stipulation of ad hoc legal documents etc.) ensuring smooth communication and timely updates on transaction progress.
• actively collaborate in the onboarding, reporting, and monitoring of the transactions themselves.
• ensure all transaction-related documents are accurately prepared, filed, and maintained.
• assist in origination and execution of financing deals.
• proactively collaborate in managing qualitative and quantitively analysis.
• support and / or collaborate to monitor transaction progresses.
• interact effectively with Head Office stakeholders and Network colleagues to smooth communication.
• manage reporting and senior management presentation for local and global meetings / committees.

Skills required

• Bachelor / Master’s degree in economics or management engineering .
• Italian native speaker or proficient level of knowledge.
• Fluent in spoken and written English.
• Good knowledge of Word, Power Point and Excel.
• Knowledge of the fundamentals of financial statement analysis. Good attitude for understanding business models / sectors.
• 1-2 years of work experience (or, alternatively, relevant internship experience) in the financial sector in activities related to the Corporate segment.
• Excellent relational / interpersonal skills.
• Ability to work independently as well as in a team.
• Flexible, dynamic, goal-oriented and multitasking.

Our Well-being & Benefits approach

Emotionally and mentally balanced : We encourage work-life balance and we are committed to provide an environment with your development and wellbeing at its centre. We support you in dealing with life crises, maintaining stability through illness, and maintaining good mental health. We promote a culture where you can openly speak about mental health (Personal Support Line).

Physically thriving : We support you managing your physical health by taking appropriate preventive measures and providing an insurance coverage and welfare benefits.

Socially connected : We strongly believe in collaboration, inclusion and feeling connected to open up new perspectives and strengthen our self confidence and well being; we organize conferences, webinar and networking opportunities to share diversity, equity and inclusion contents.

Financially secure : We support you to meet personal financial goals during your active career and for the future. Benefit from meal allowance, Pension Fund, Welfare Plan, banking services for employees.

We strive for a in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.