Real-Estate Credit Asset Manager

YELDO; Milano; In loco; EUR 65.000 - 85.000; Tempo pieno

Descrizione del lavoro

A dynamic fintech company is seeking a Real Estate Credit Asset Manager in Milan. The role focuses on managing a portfolio of credit investments, ensuring compliance with loan documentation, and conducting market analyses. Candidates should have a Bachelor’s degree in Finance, 5-8 years of relevant experience, and be fluent in English and Italian. Join us to redefine the future of real estate investments!

Servizi

Competitive salary

Training budget for development

International expansion opportunities

Competenze

• 5-8 years of experience in real estate credit or asset management.
• Strong understanding of real estate loan structures and credit underwriting.
• Fluent in English and Italian.

Mansioni

• Monitor asset performance and compliance with loan agreements.
• Conduct market analyses to assess credit quality.
• Prepare periodic performance reports for senior management.

Conoscenze

Financial modeling

Communication skills

Negotiation

Detail-oriented

Risk analysis

Formazione

Bachelor’s degree in Finance, Real Estate, or Economics

Descrizione del lavoro

Overview

Join to apply for the Real-Estate Credit Asset Manager role at YELDO

About Yeldo

Yeldo is a fintech company operating in the real estate investment space, with offices in Germany, Luxembourg, Switzerland, and Italy. Through our advanced technology platform, we provide direct digital access to institutional-level real estate investments.

To date, we have successfully raised capital for approximately €1 billion in real estate projects across Europe and Switzerland, delivering a historical IRR of ~14.6% with a 0% default rate.

Our mission is to deliver the best online real estate investing experience by providing access, transparency, and liquidity to an asset class that has traditionally been available only to a select few.

Job Description

We are seeking an experienced and detail-oriented Real Estate Credit Asset Manager to join our team. You will manage a portfolio of real estate credit investments ranging from senior and mezzanine loans / debt to senior / preferred and junior equity. Key responsibilities include monitoring asset performance, ensuring compliance with loan documentation, proactively identifying risks and opportunities, and recommending corrective action to protect and maximise investment returns. This role requires a strong understanding of real estate assets and credit markets, financial analysis, and asset management strategies.

Key Responsibilities

• Oversee a portfolio of real estate credit investments, including loans, mezzanine debt, and preferred and junior equity positions
• Build and maintain good-standing relationships with Sponsors, hold monthly reviews with each, reconciling construction timelines, budget variances and sales progress with deal contracts
• Monitor asset-level and portfolio-level performance, ensuring compliance with loan documentation and covenants, or other deal-related documentation (eg investment agreements)

Real Estate Credit Analysis, Risk Management and Workout

• Conduct borrower, asset, and market analyses to assess credit quality
• Perform regular valuations and provide recommendations for asset strategy to maximize returns and mitigate risk
• Identify early warning signs of underperformance and implement proactive risk mitigation workout or disposition strategies when necessary

Reporting & Communication

• Proactively collect, review and re-perform / synthesize periodical deal reporting from Sponsors
• Prepare periodic performance reports and asset / deal summaries for senior management and investors
• Prepare a comprehensive report on all active investments to support quarterly NAV reporting and ensure alignment between portfolio, finance, and investment teams, and external fund managers

Loan Servicing & Compliance

• Liaise with external loan servicers and other providers, and joint venture partners to ensure smooth operations and compliance
• Manage key borrower requests such as lease approvals, modifications, or capital expenditure plans in coherence with overall portfolio strategy
• Ensure adherence to all regulatory and reporting requirements, maintaining accurate and organized asset management records

Investment and Underwriting Support

• Contribute to portfolio strategy discussions and market analysis to inform future investment decisions
• Support investment and underwriting teams with due diligence, execution and asset transition plans for newly originated loans

Requirements

• Bachelor’s degree in Finance, Real Estate, Economics, or a related field
• 5-8 years of experience in real estate credit, debt investing, or asset management
• Strong understanding of real estate loan structures, credit underwriting, and market dynamics
• Advanced proficiency in financial modeling and Excel
• Excellent communication, negotiation, and presentation skills, with the ability to engage effectively with sponsors, borrowers, co-investors, and advisors, even under pressure and tight deadlines
• Highly organized, detail-oriented, and capable of managing multiple priorities in a fast-paced environment
• Fluent English and Italian; working French or Spanish advantageous for cross-border activity

What We Offer

• Competitive Salary : Fixed and variable components linked to performance.
• Development Opportunities : Training budget for personal and professional growth, including both soft and hard skills development.
• Growth Impact : Play a pivotal role in a fast-scaling, technology-driven real estate investment platform.
• Workplace : Based in Milan, with international expansion opportunities.

Contract & Hiring Process

Contract Type : Full-time.

Hiring Process :

• Intro chat + Business Case + Discussion with CEO, CIO, Key Shareholder.
• We strive to complete the process within four weeks from the initial interview.
• The process articulate across 3 interviews and one business case for the candidate to prepare and discuss.

• Cultural Fit Initial Interview with HR
• Business Case
• Technical Interview with CIO
• Final Interview with CEO & COO

Equal Opportunity

At Yeldo, we value diversity, equity, and inclusion, believing that our differences enrich our perspectives and enable better performance. We invite you to bring your unique talents and ideas to Yeldo’s mission.

Join us to redefine the future of real estate investments!

Additional Details

Seniority level

Mid-Senior level

Employment type

Full-time

Job function

Analyst and Management

Industries: Financial Services, Real Estate, and Investment Management

We are not providing further details about referrals in this refined description.