Middle Office Lending Specialist

Mediobanca; Milano; In loco; EUR 50.000 - 70.000; Tempo pieno

Descrizione del lavoro

A leading investment bank in Italy is seeking a detail-oriented Middle Office Lending Specialist to support loan transactions. Responsibilities include analyzing credit agreements, managing loan servicing, and ensuring compliance throughout the lending lifecycle. Ideal candidates will have a Bachelor's degree in Finance or Economics, 3–5 years of relevant experience, and strong organizational skills. This role is based in Milan and requires fluency in English and Italian.

Competenze

• 3–5 years of experience in middle office lending, agency services, or structured finance.
• Solid understanding of syndicated loan structures, facility agreements, and intercreditor arrangements.
• High attention to detail and ability to work independently in a fast‑paced environment.

Mansioni

• Analyze credit agreements ensuring understanding of deal closing.
• Manage loan servicing activities and agency services.
• Verify and manage conditions precedent including KYC / AML.

Conoscenze

Attention to detail

Organizational skills

Communication skills

Fluency in English

Fluency in Italian

Formazione

Bachelor’s degree in Finance, Economics, or a related discipline

Strumenti

Microsoft Office

Loan administration platforms (Loan IQ)

Descrizione del lavoro

Mediobanca is the leading investment bank in Italy. Internationally our footprint includes branches in London, Madrid, Paris and New York. Since Mediobanca was founded in 1946, we have been helping Italian businesses growth with premier advisory services and a complete range of credit solutions, offering customized services and the most sophisticated solutions on financial markets, from advisory to lending, capital markets to specialty finance. With our long‑standing presence, solid market position, distinctive specialization, excellent service quality and professionals of the finest calibre, Mediobanca’s corporate customers know they can count on the excellence and exclusivity that have earned us an impeccable reputation over time. Our clients include some of the leading business groups in Italy, plus a significant number of mid‑size corporates, to whom we have devoted particular attention over the past ten years. Increasing focus is also being placed on our international clients, for both their cross‑border needs and domestic operations. We have introduced new products and targeted new clients in order to meet the challenges posed by today’s highly competitive financial markets. As ever it is our clients, along with our professionals and the soundness of our finances, which represent the core values of Mediobanca.

We are seeking a detail‑oriented and proactive Middle Office Lending Specialist to support the execution and administration of syndicated and bilateral loan transactions. This role serves as a critical interface between front office teams, legal advisors, and back office operations, ensuring seamless coordination and compliance throughout the lending lifecycle.

Key Responsibilities

• Credit Documentation Analysis
• Analyze credit agreements and related legal documentation, ensuring full understanding of all aspects of deal closing and loan administration.
• Loan Servicing & Agency Functions
• Manage a wide range of loan servicing activities, including agency services and funding responsibilities across syndicated and bilateral facilities.
• Compliance & Regulatory Checks
• Verify and manage conditions precedent, including KYC / AML,
• Operational Coordination
• Liaise with the Back Office to validate operational feasibility of transactions. Prepare Deal Summary Term Sheets for the internal transfer of key information and verify correct booking. Complete post‑closing workflows and collect final loan documentation.
• Agency Role Execution
• Act as intermediary and facilitator between borrowers and lenders, managing communications and resolving operational or contractual matters.
• Security Management
• Administer securities held in trust, including taking, maintaining, and releasing collateral based on instructions. Handle borrower and lender queries related to security packages and ensure accurate transfer of information to the Operations team.
• Financial Information Handling
• Receive and process financial data required under facility agreements (e.g., financial statements, compliance certificates), ensuring proper review and system entry via CRM platforms.
• Contractual Amendments & Waivers
• Support the management of waivers, amendments, material transactions, real estate disposals, restricted accounts, and waterfall clauses.
• Cross‑Functional Collaboration
• Interface with internal departments including Credit, Origination, Treasury, Compliance, Legal, and Secondary Loan Trading, as well as external clients and counterparties.

Qualifications

• Bachelor’s degree in Finance, Economics, or a related discipline.
• 3–5 years of experience in middle office lending, agency services, or structured finance.
• Solid understanding of syndicated loan structures, facility agreements, and intercreditor arrangements.
• Proficiency in Microsoft Office; experience with loan administration platforms (Loan IQ) knowledge is preferred is a plus.
• Strong organizational and communication skills, with the ability to manage multiple priorities.
• Knowledge of the LMA standard is valued, but not a prerequisite.

Preferred Skills

• Experience with international lending and cross‑border documentation.
• Familiarity with regulatory frameworks.
• Fluency in English and Italian.
• High attention to detail and ability to work independently in a fast‑paced environment.

Diversity & Inclusion are core values for the Mediobanca Group. All applications are welcome; we value age, background, ability, personal orientation and gender expression diversity.