Credit Risk Analyst (f/m/x)

Deutsche Bank; Milano; In loco; EUR 35.000 - 50.000; Tempo pieno

Descrizione del lavoro

A global financial services firm based in Milan is seeking a Credit Analyst. The role involves conducting credit analysis for Italian MidCaps Corporates, supporting credit requests, and preparing documentation for management. Ideal candidates will have a finance-related degree and strong communication skills in English and Italian, along with a detail-oriented approach. The position promotes work-life balance and provides various well-being benefits.

Servizi

Support for life crises and mental health

Preventive health measures and insurance coverage

Pension funds and welfare plans

Competenze

• Graduate or postgraduate degree in business, finance, or a related field.
• Knowledge of credit products, documentation, and approval processes.
• Understanding of credit-related regulatory requirements.
• Excellent verbal and written communication skills in English and Italian.

Mansioni

• Perform high-quality credit analysis including financial and economic performance assessment.
• Support senior credit officers in managing credit requests and suggesting risk mitigation structures.
• Monitor and report credit exposures, identifying early warning signals.
• Prepare documentation for Credit Committee and Senior Management Committees.

Conoscenze

Credit products knowledge

Attention to detail

Analytical skills

Communication skills in English and Italian

Proficiency in Microsoft Excel

Formazione

Graduate or postgraduate degree in business, finance, or a related field

Strumenti

Microsoft Office

Descrizione del lavoro

Description

For over 150 years, our dedication to being the best partner for our clients has been driven by our people – in around 60 countries and across more than 150 nationalities.

Their deep understanding, insights, expertise, and passion help our clients navigate an increasingly complex world – whether in our Corporate Bank, Private Bank, Investment Bank, or Asset Management division.

Together, we can make a significant impact for our clients at home and abroad, securing their lasting success and financial security.

The Credit Risk Management Corporate Bank & Investment Bank unit (within the Chief Risk Officer department) is seeking a Credit Analyst, responsible for credit analysis and monitoring of a portfolio of Italian MidCaps Corporates.

Responsibilities

• Perform high-quality credit analysis, including financial and economic performance assessment, risk driver identification, and downcase scenario evaluation.
• Support senior credit officers in managing credit requests by analyzing the risk / reward profile of proposed transactions and proactively suggesting risk mitigation structures.
• Ensure efficient, accurate, and timely responses to business requests.
• Monitor and report credit exposures, identifying early warning signals.
• Prepare documentation for Credit Committee and Senior Management Committees.
• Represent the team in internal audits and regulatory reviews.

Skills

Graduate or postgraduate degree in business, finance, or a related field.

Knowledge of credit products, documentation, and approval processes.

Understanding of credit-related regulatory requirements.

Awareness of potential risks (reputational, compliance, legal) associated with credit approvals.

Self-motivated with a structured approach and strong attention to detail, coupled with the ability to synthesize information.

Proven ability to manage multiple projects and prioritize effectively.

Ability to build cross-divisional and cross-regional relationships.

Excellent verbal and written communication skills in English and Italian.

Proficiency in Microsoft Office, especially Excel.

Well-being & Benefits

We promote work-life balance and a supportive environment focused on your development and well-being. We offer support for dealing with life crises, health stability, and mental health, including a Personal Support Line.

Physical health : We support preventive health measures, insurance coverage, and welfare benefits.

Social connection : We organize conferences, webinars, and networking opportunities to foster diversity, equity, and inclusion.

Financial security : We assist in meeting personal financial goals through meal allowances, pension funds, welfare plans, and banking services.

We aim to create an environment where we can excel together daily, acting responsibly, thinking commercially, taking initiative, and collaborating.

We celebrate our people's successes. Together, we are Deutsche Bank Group.

We welcome applications from all individuals and are committed to a positive, fair, and inclusive workplace.

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