Vice President, Structured Finance Credit Office

Mitsubishi UFJ Financial Group; Camden Town; Hybrid; GBP 80,000 - 120,000; Full time

Job summary

A leading financial services company in Camden Town is seeking a Vice President to lead Structured Finance Credit initiatives. This role involves reviewing credit applications, making informed credit decisions, and ensuring compliance with internal policies. The ideal candidate will possess strong analytical skills and the ability to engage with various stakeholders across the organization. Flexible working options are available.

Responsibilities

• Review credit applications and make recommendations to senior management.
• Make balanced, timely credit decisions within risk appetite.
• Engage with front line on deal-specific developments.
• Support strategic initiatives within CIB Credit.
• Develop knowledge of industries and financial structures.
• Demonstrate risk culture and manage risk within the department.
• Represent the credit division at internal forums.
• Ensure compliance with internal risk and procedures.
• Maintain relationships with stakeholders across the region.

Job description

Overview

Authority from, and Reporting to Managing Director, Head of Structured Finance Credit Team EMEA. You will be accountable and responsible for taking appropriate action with respect to the Structured Finance Credit Team including the following responsibilities.

Responsibilities

• Reviewing credit applications received and making recommendations to senior management on transaction specific files, as well as continuously and actively monitoring the portfolio in line with internal policies and applicable regulatory guidelines. Ensure a high quality of written and verbal work.
• Make balanced, timely and thoughtful credit decisions within the firm's risk appetite.
• Engage proactively with front line on deal-specific and/or strategic developments through guidance, direction, feedback and identification of red flags or breaches of internal guidelines and policies. Escalate issues to Directors or the team head as appropriate.
• Support strategic initiatives as a VP within CIB Credit for EMEA.
• Develop knowledge of the various types of industries, sectors, countries, players and financial and legal structures within Structured Finance credit; demonstrate a commitment to further learning.
• Demonstrate the Risk Culture Pillars: identify and mitigate risk; actively manage risk within the department; remain curious by taking proactive ownership; model risk partnership with colleagues in 1LOD and 2LOD; be willing to challenge existing practice and be proactive and positive to change.
• Represent the credit division at internal forums within the region.
• Control and Compliance: ensure the Company's compliance with internal risk and compliance requirements, controls and procedures, including but not limited to personally following all relevant policies and procedures.
• Relationship with other functions and stakeholders: maintain and enhance good working relationships with stakeholders across the region and globally to share best practices, provide support and develop effective local policies and procedures appropriate to the Company, supporting the One MUFG and overall Group strategy.

Additional Information

We are open to considering flexible working requests in line with organisational requirements.

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we are 150,000 colleagues striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world's most trusted financial group, it is part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.