Senior Finance Analyst

ZACD GROUP LTD.; Greater London; On-site; GBP 40,000 - 60,000; Full time

Job summary

A leading investment firm in the United Kingdom is seeking a Financial Analyst with expertise in financial modelling and analysis of the Singapore property market. The role entails building financial models, conducting market research, supporting due diligence, and preparing reports for stakeholders. Candidates should have a degree in Finance or related field and 2–5 years of relevant experience, particularly in real estate investment. Strong skills in Excel and an understanding of investment metrics are essential.

Qualifications

• 2–5 years of experience in real estate investment, development, advisory, valuation, or fund management.
• Solid understanding of Singapore property regulations and tax framework.

Responsibilities

• Build and maintain financial models for development and acquisition.
• Conduct micro-market research and monitor market trends.
• Support feasibility studies and due diligence for new projects.
• Prepare investment memoranda and executive summaries.
• Track portfolio performance against forecasts.

Skills

Financial analysis

Financial modelling in Excel

Understanding of real estate finance metrics

Investment valuation

Market data interpretation

Education

Degree in Finance, Real Estate, Economics, Accounting

Job description

Key Responsibilities

1. Financial Modelling & Investment Analysis

• Build and maintain development and acquisition financial models (DCF, IRR, NPV, equity waterfall, sensitivity analysis).
• Analyse GDV, construction costs, land cost, financing costs, exit values and cash-flow timing.
• Evaluate different ownership and investment structures (direct holding, SPV, JV, fund structures).
• Stress-test assumptions under various market, interest-rate and sales-velocity scenarios.

2. Singapore Property Market Analysis

• Conduct micro-market research by district, sub-market, and asset class (residential, industrial, commercial).
• Track URA data, transaction trends, price indices, rental yields, take-up rates, and supply pipelines.
• Assess the impact of government policies (ABSD, BSD, SSD, LTV limits, cooling measures, GLS/IGLS supply).
• Monitor URA Master Plan and infrastructure developments affecting asset values.

3. Deal Evaluation & Due Diligence

• Support feasibility studies for new developments, redevelopment and value-add opportunities.
• Review key due-diligence inputs: valuation reports, cost plans, sales assumptions and consultants’ reports.
• Assess project risks (planning, construction, sales, financing, regulatory) and propose mitigation strategies.

4. Investment Committee & Stakeholder Support

• Prepare investment memoranda, IC papers, and executive summaries for senior management and investors.
• Translate complex financial outputs into clear insights and recommendations.

5. Portfolio & Performance Monitoring

• Track actual vs forecast performance for live projects and stabilised assets.
• Analyse deviations in costs, sales velocity, pricing and cash flows.
• Support periodic asset revaluation and portfolio reporting.

Requirements

Technical & Analytical

• Strong proficiency in Excel financial modelling (advanced formulas, scenario analysis).
• Solid understanding of real estate finance metrics: IRR, NPV, DSCR, LTV, ICR, GDV.
• Familiarity with Singapore property regulations and tax framework.
• Ability to interpret market data and translate it into investment insights.

Professional Background

• Degree in Finance, Real Estate, Economics, Accounting, or related discipline.
• 2–5 years of experience in real estate investment, development, advisory, valuation, or fund management.
• Experience covering Singapore property is strongly preferred.

Soft Skills

• High attention to detail with strong commercial judgement.
• Clear written and verbal communication skills (able to brief senior stakeholders).
• Ability to work across multiple projects and tight timelines.
• Strong ethics and professionalism in handling confidential information.