Product Lead – Financial Crime Prevention (EU & UK)

Wise; Greater London; On-site; GBP 120,000 - 145,000; Full time

Job summary

A global financial services company based in Greater London seeks a Product Lead for Financial Crime Prevention. In this role, you'll lead the compliance efforts in Europe and the UK, enhancing control frameworks to prevent financial crime while improving customer experience. The ideal candidate will have a strong background in product development within regulated sectors, excellent analytical and communication skills, and the ability to drive cross-functional collaboration. Competitive compensation package including base salary and benefits is offered.

Benefits

Restricted Stock Units (RSUs)

Diverse and inclusive work environment

Career progression opportunities

Qualifications

• Proven experience in complex product development in heavily regulated industries.
• Strong analytical ability to understand complex financial crime vectors.
• Skilled in cross-functional collaboration and influencing team roadmaps.
• Ability to think broadly about problem impacts.
• Proficient communication in English, effective in a diverse environment.

Responsibilities

• Own compliance with regulatory obligations to prevent financial crime.
• Own the effectiveness of Wise's control framework in the UK and Europe.
• Identify enhancements based on audits and market trends.
• Manage Key Risk Indicators and solve negative trends proactively.
• Improve customer experience and operational scalability.

Skills

Complex product development in regulated industries

Strong analytical skills

Cross-functional collaboration

Excellent communication skills

Job description

Product Lead –Financial Crime Prevention (EU & UK)

• Full-time
• Compensation: GBP 120,000 - GBP 145,000 - yearly

At Wise we’re building money without borders, for people without borders. Our mission is to make moving money around the world instant, transparent, convenient and eventually free. Wise now has millions of customers all over the world who trust us to manage their money and make it easier to live an international life. Sending, receiving, spending and holding - anywhere in the world.

Your Mission:

In this pivotal role, you'll be working as part of the Europe and UK regional team. As a licensed institution serving millions of customers in Europe and the UK, preventing financial crime and misuse of Wise is of pivotal importance. This role will focus on our regulatory obligations and improving our current controls. As the Product Lead for the financial crime prevention domain, you will also be responsible for measuring and improving the effectiveness and efficiency of the controls. You will also be responsible for our Key Risk Indicators for Europe and the UK - ensuring that they stay within our risk appetite. While enhancing new controls or developing new ones, you will also ensure that these controls are scalable and mitigate customer friction by working closely with the onboarding experience team. You will also work closely with our global due diligence and financial crime prevention teams, leveraging improvements being implemented at a global level to enhance Europe and the UK’s control framework.

Your Role:

Own compliance with our regulatory obligations in Europe and UK to prevent financial crime by ensuring we have the right controls

Own the effectiveness of the entire control framework used by Wise in Europe and the UK to prevent financial crime

Identify key opportunities for enhancements, based on audits, internal reviews and market trends to further strengthen Wise’s control framework

Own the Key Risk Indicators (KRIs) for the region and proactively solve for KRIs that are on a negative trend or out of risk appetite

Find opportunities for improving customer experience and operational scalability of our controls (for example, through leveraging AI)

Work closely with other teams within the Europe and UK squad and with global teams - ensuring we have the right controls in place for new products and features

Own the customisation of global controls to ensure they adequately address specific regional risks in Europe and the UK

This Role Will Give You the Opportunity to:

Have a significant impact on the safety and security of Wise and its customers

Work with a talented, diverse team to develop and implement innovative ways to prevent financial crime

Make data-driven decisions that significantly improve our service and product offerings for businesses and consumers.

Influence and motivate a cross-functional team, fostering a culture of innovation, responsiveness, and excellence.

Skills That Might Describe You:

Proven experience in complex product development in heavily regulated industries.

Strong analytical ability to understand complex financial crime vectors and effectiveness of mitigating controls.

Skilled in cross-functional collaboration, influencing roadmap of other teams working on similar problem spaces

Ability to zoom out and think about the broader problem and the impact of multiple variables that influence the solution

Excellent communication skills, proficient in English, capable of working effectively in a diverse, multinational environment.

We at Wise are committed to building a diverse and inclusive team. We value applicants from all backgrounds who are passionate about global business and innovation. Your professional experience and skills are what matter most to us.

If you’re passionate about this role and share our mission, we’d love to hear from you.

Base salary: £120 -145,000(based on experience & interview outcomes)

Restricted Stock Units (RSUs) & a variety of other benefits:Wise Benefits

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visitWise.Jobs .