Mortgage Advisor

2mrw Group; West Midlands; On-site; GBP 35,000 - 50,000; Full time

Job summary

A financial services provider in the UK is seeking an expert in home finance to guide customers on Buy to Let (BTL) finance and promote Islamic Bridge Finance. You will oversee finance applications, ensure compliance, and deliver excellent customer service. The ideal candidate should have previous experience in home finance, knowledge of the UK mortgage market, and relevant qualifications like CeMap. Strong organizational skills and the ability to work effectively in a team are essential.

Qualifications

• Experience in home finance, mortgage lending, or related fields.
• Advising clients on home purchase plans or similar financial products.
• Ability to navigate common IT systems.
• Strong organisational skills with the capacity to prioritise tasks.
• Understanding of the UK mortgage and Islamic finance market.
• Knowledge of regulatory requirements in home finance.
• Promoting sharia-compliant financial solutions.
• Team player with strong relationship-building skills.
• CeMap or equivalent qualification.

Responsibilities

• Oversee finance applications adhering to SLAs.
• Provide product recommendations based on customer needs.
• Ensure applications comply with policy and criteria.
• Deliver high-quality customer service.
• Conduct due diligence on applications.
• Achieve business performance targets.
• Develop market and regulatory knowledge.
• Generate leads to achieve business goals.

Skills

Home Finance Experience

Mortgage Lending

Information Technology

Organisational Skills

Time Management

Understanding of UK Mortgage Market

Regulatory Knowledge

Sharia-compliant Solutions

Relationship Building

CeMap Certification

Job description

In this exciting role, you'll provide expert guidance on Buy to Let (BTL) finance, ensuring our customers receive the best financial solutions tailored to their needs. You'll also play a key role in promoting Islamic Bridge Finance, expanding our product offerings.

Key Accountabilities

• To oversee both Regulated (Home Purchase Plan) and Non-Regulated (Buy to Let) home finance applications to completion, adhering to SLAs.
• Provide tailored product, term, and payment recommendations based on customer needs and circumstances.
• Ensuring all finance applications adhere to policy and criteria.
• Deliver high-quality, compliant customer service.
• Conduct extensive due diligence on applications and assess risk.
• Achieve individual targets and contribute to the overall performance of the business, minimising risk.
• Continuously develop market and regulatory knowledge.
• Deliver continuous management information (MI), monitoring lead sources and their results.
• Generate leads and track potential customers to achieve new business goals.
• Achieve and maintain competence through continued professional development requirements.
• Comply with the principles of Conduct Risk, Treating Customers Fairly, and Consumer Duty regulations

Essential Skills and Experience:

• Previous experience in home Finance, mortgage lending, or related fields.
• Experience in advising clients on home purchase plans (HPP) or similar financial products.
• Proficient in computer use with the ability to navigate common IT systems.
• Strong organisational and time management abilities with the capacity to prioritise tasks.
• Understanding of the UK mortgage and Islamic finance market.
• Knowledge of regulatory requirements and industry best practices related to home finance and mortgage lending.
• Commitment to upholding ethical standards and promoting sharia-compliant financial solutions.
• A collaborative team player with strong relationship building skills who is motivated, proactive and highly engaged.
• CeMap or equivalent.