Invoice Finance Auditor (Field Risk Manager, Midlands region)

Lloyds Bank plc; Birmingham; Hybrid; GBP 65,000 - 73,000; Full time

Job summary

A leading financial institution is seeking an experienced Invoice Finance Auditor in Birmingham to join their Field Risk Team. The role involves conducting on-site audits for various clients, reviewing financial data to identify risks, and producing comprehensive reports. Ideal candidates will possess strong analytical and communication skills, a thorough understanding of ABL products, and a willingness to travel extensively across the UK. This position offers a competitive salary and a flexible working environment.

Benefits

Up to 15% pension contribution

Annual performance-related bonus

Share schemes including free shares

30 days' holiday plus bank holidays

Flexible benefits tailored to lifestyle

Wellbeing initiatives and generous parental leave

Qualifications

• Experience in conducting stock audits.
• Experience with Mid-Corp and Corporate Banking clients.
• Full UK driving licence.

Responsibilities

• Conduct on-site audits for clients.
• Review financial data and identify risks.
• Produce high-quality reports for decision-makers.
• Engage with business partners to communicate findings.
• Lead complex audits and mentor junior auditors.

Skills

Understanding of ABL products

Analytical skills

Organisational skills

Proficiency in Microsoft Excel

Communication skills

Job description

Invoice Finance Auditor – Risk Division

Location: Midlands Region

Salary: £65,385 – £72,650

Full‑time, hybrid working with regular travel to office and sites.

We're seeking an experienced Asset‑Based Lending (ABL) Auditor to join our Field Risk Team – the most client‑facing team within our Risk Division! This is a unique opportunity to combine analytical expertise with real‑world business insight, helping safeguard the integrity of our lending portfolio while building strong relationships with businesses across the UK.

About the Opportunity

In this role, you'll carry out on‑site audits for both existing and prospective clients, review financial data, and identify potential risks that could impact our funding decisions. Your insights will directly influence key business outcomes, making this a position where your expertise truly matters. You'll work with a broad range of clients—from SMEs to large corporates—while collaborating closely with Business Partners to deliver high‑quality reporting and recommendations. This is a varied and challenging role that combines analytical rigor with client engagement. You'll also lead and support complex audits, with regular travel and occasional overnight stays expected. Additionally, you'll play a meaningful role in developing and mentoring auditors within the team.

Key Responsibilities

• Visit client premises to conduct detailed audits and confirm compliance with facility terms (or proposals).
• Review financial data to identify risks and provide clear, actionable recommendations.
• Produce high‑quality reports that inform senior decision‑makers.
• Engage with business partners to communicate findings and influence outcomes.
• Lead complex audits and support the development of junior auditors.
• Spend around 40% of your time on‑site, with occasional overnight stays.

What We're Looking For

• Strong understanding of all ABL products and auditing methodologies, including experience in conducting stock audits.
• Experience working with Mid‑Corporate and Corporate Institutional Banking clients, with an understanding of their financial drivers.
• Excellent analytical and organisational skills, with proficiency in Microsoft Excel.
• Ability to synthesise information from multiple sources and present clear, evidence‑based conclusions.
• Exceptional written and verbal communication skills, with confidence to challenge and influence senior stakeholders.
• A full UK driving licence and flexibility to travel extensively across the UK.

Why Join Us?

We're committed to creating an inclusive workplace that reflects modern society and celebrates diversity in all its forms. We welcome applications from under‑represented groups and are proud to be a disability‑confident employer. If you require reasonable adjustments during the recruitment process, please let us know.

We also offer a comprehensive benefits package, including:

• Up to 15% pension contribution
• Annual performance‑related bonus
• Share schemes, including free shares
• 30 days' holiday plus bank holidays
• Flexible benefits tailored to your lifestyle
• Wellbeing initiatives and generous parental leave policies

If you're ready to make an impact and help shape the future of risk management, we'd love to hear from you. Apply today!