Head of Credit Risk — Lead Ethical Mortgage Finance

StrideUp; City Of London; Hybrid; GBP 125,000 - 150,000; Full time

Job summary

A financial services startup in London is seeking a Head of Credit Risk to lead its credit risk strategy and manage mortgage-related products. The role requires over 8 years of experience in credit risk management, strong collaboration with executive teams, and a passion for ethical financing. This position offers competitive salary, equity participation, and a hybrid working model with 3 days in the office.

Benefits

Competitive salary

Equity participation

25 days annual holiday

Annual L&D budget

3% pension contribution

Monthly socials

Central London location

Qualifications

• 8+ years of experience in credit risk management, especially in mortgage and property finance.
• Strong knowledge of credit risk frameworks and affordability models.
• Experience managing large loan portfolios and improving credit performance.

Responsibilities

• Define and implement credit risk policies.
• Oversee underwriting and risk monitoring frameworks.
• Conduct regular portfolio health reviews.

Skills

Credit risk leadership

Analytical thinking

Strategic planning

Collaboration

Ethical financing

Job description

A financial services startup in London is seeking a Head of Credit Risk to lead its credit risk strategy and manage mortgage-related products. The role requires over 8 years of experience in credit risk management, strong collaboration with executive teams, and a passion for ethical financing. This position offers competitive salary, equity participation, and a hybrid working model with 3 days in the office.