Financial Crime Operations Associate

LJ Recruitment; Greater London; On-site; GBP 100,000 - 125,000; Full time

Job summary

A financial services organisation in West London is looking for a Financial Crime Operations Associate to join their FCO team. The role involves investigating APP fraud, monitoring potential money mule activity, and conducting CDD/EDD checks on high-risk and PEP customers. The ideal candidate should have solid experience in AML/KYC and financial crime investigations. This is an 11-month FTC position offering up to £28,000, dependent on experience.

Qualifications

• Experience in AML/KYC, CDD/EDD, financial crime investigations, and monitoring/screening.
• Strong awareness of the UK regulatory environment.
• Ability to identify patterns in customer activity.

Responsibilities

• Investigate APP fraud cases by reviewing payment patterns and customer behaviour.
• Monitor for money mule activity and accelerate suspicious behaviour.
• Conduct CDD and EDD checks on high‑risk and PEP customers.

Skills

AML/KYC

Financial crime investigations

CDD/EDD

Fraud typologies

MS Office

Transaction monitoring systems

Job description

Financial Crime Operations Associate

West London

FTC (Fixed Term Contract) 11 Months

Paying up to £28,000 DOE

We're working with a well‑established financial services organisation that's looking for a Financial Crime Operations Associate to join their Financial Crime Operations (FCO) team. This is a great opportunity for someone with solid AML/KYC and investigation experience who wants to develop their career in a supportive and collaborative environment.

Role Overview

In this role, you'll be involved in investigating APP fraud, monitoring potential money mule activity, and carrying out CDD/EDD checks on high‑risk and PEP customers. You'll also support high‑risk onboarding reviews, name screening, transaction monitoring, and general due diligence. It's a hands‑on position where you'll be analysing data, solving problems, and helping the business stay compliant while managing financial crime risk.

Key Responsibilities

• Investigate APP fraud cases by reviewing payment patterns, customer behaviour, and liaising with internal teams.
• Monitor for money mule activity and accelerate suspicious behaviour.
• Conduct CDD and EDD checks on high‑risk and PEP customers, including onboarding and ongoing reviews.
• Complete Level 1 name‑screening alerts and assess high‑risk payments.
• Manage and maintain name‑screening workflows and respond to operational queries.
• Identify and elevate suspicious transactions, staying up to date with regulatory changes and emerging financial crime trends.
• Support wider FCO activities such as screening, fraud investigations, and transaction monitoring.
• Assist with ad‑hoc projects and provide general administrative support as needed.

What We're Looking For

• Experience in AML/KYC, CDD/EDD, financial crime investigations, and monitoring/screening.
• Good understanding of typical fraud typologies, especially APP fraud and mule activity.
• Strong awareness of the UK regulatory environment.
• Background in financial services, ideally with exposure to multiple areas of a bank or similar institution.
• Confident with MS Office and financial crime/transaction monitoring systems.
• Strong investigative mindset with the ability to spot patterns and trends in customer activity.
• Clear communication skills and comfortable speaking with colleagues as part of investigations.
• High attention to detail, proactive approach, and a willingness to learn.
• A genuine team player who can also take ownership when required.

Who You'll Work With

• Branch and retail operations
• Internal support and operations teams and IT and system specialists
• Other banking departments and external service providers and vendors

Interested? Apply now