Credit Underwriter – Asset Finance

CBC Recruitment Solutions; Manchester; Hybrid; GBP 59,000 - 70,000; Full time

Job summary

A respected finance company in Manchester is seeking a Credit Underwriter specialized in asset finance. This hybrid role offers a salary up to £70,000 along with an attractive bonus and benefits package. The successful candidate will evaluate risks and ensure adherence to credit policies while supporting business objectives. The ideal applicant should have significant experience in a risk-focused role within asset finance and a personal mandate for credit decisions.

Benefits

Attractive bonus

Benefits package

Qualifications

• Several years' experience in a risk-focused role within an Asset Finance background.
• Experience with personal mandate for credit decisions.
• Strong understanding of credit processes and service levels.

Responsibilities

• Evaluate and underwrite all business channels according to risk policies.
• Maintain compliance with industry guidelines.
• Generate and evaluate financial ratios and exercise sanctioning authority.

Skills

Expert evaluation of risks

Credit analysis

Financial statement assessment

Good governance

Job description

Credit Underwriter – Asset Finance

Manchester – hybrid

To £70,000 with very attractive bonus and benefits

Our client is a highly respected and rapidly growing finance company who operate across a broad range of assets and due to growth are looking to recruit a Credit Underwriter.

The successful candidate will be responsible for the expert evaluation and underwriting of all business channels, in line with agreed domestic and central risk policies, individual and domestic discretions. Responsible for maintaining and promoting good governance, credit processes and agreed service levels for all business origination, approvals, collateral, and restructuring.

You will analyse credit data and financial statements to determine the degree of risk involved in extending credit in all business channels for predominantly mid-ticket transactions, as well as supporting sales-aid leasing/flow business where and when required.

You will be responsible for generating and evaluating financial ratios and exercise a personal sanctioning authority. You will also maintain compliance with all leading industry guidelines.

The successful candidate will have several years’ experience in a risk focused role within an Asset Finance background with a personal mandate.

In the first instance please send your CV in confidence to Lucy Davies at [e-mail].