Credit Risk Manager

Vero HR; Melton Mowbray; On-site; GBP 50,000 - 60,000; Full time

Job summary

A UK-based financial services provider is seeking a Credit Risk and Fraud Manager in Melton Mowbray. The successful candidate will monitor and analyze credit risk and fraud, developing proactive strategies to protect the business and its customers. A competitive salary between £50,000 and £60,000, along with 25 days annual leave, is offered. This role reports directly to the COO, providing high autonomy and opportunities for growth.

Benefits

Competitive salary

25 days annual leave plus bank holidays

High autonomy and trust

Supportive team culture

Qualifications

• Experience in credit risk management, fraud prevention, or related areas.
• Strong analytical and detail-driven skills, confident working with data.
• Proactive, self-motivated, thriving in fast-paced environments.
• Ability to explain complex credit and fraud issues clearly.

Responsibilities

• Own and develop decision engine rules, products, and features.
• Assess and analyze credit risk data, ensuring compliance with policies.
• Monitor client credit profiles and manage ongoing risk checks.
• Investigate and prevent fraudulent activities, establish controls.
• Analyze data, detect trends, report risks to senior leadership.
• Collaborate with teams to manage risk effectively.

Skills

Credit risk management

Fraud prevention

Analytical skills

Data analysis

Clear communication

Problem-solving

Job description

About the opportunity

We are the internal recruitment partner for our client, a UK-based financial services provider that offers interest-free payment solutions, primarily within the automotive sector.

As the business continues to grow we are looking for a Credit Risk and Fraud Manager to join their team. In this role, you'll play a central role in monitoring, analysing and tackling potential credit risk, fraud, and due diligence activity across the business.

This isn't just about box-ticking - it's about protecting the business, our partners, and our customers, while shaping smarter processes and controls that keep us one step ahead.

Responsibilities

• Owning and developing decision engine rules, products, and features.
• Assessing and analysing credit risk data, ensuring policies and regulations are met.
• Monitoring client credit profiles and managing risk across onboarding and ongoing checks.
• Investigating and preventing fraudulent activity, putting controls in place to minimise exposure.
• Analysing data, spotting trends, and reporting emerging risks to senior leadership.
• Working closely with teams across the business - from sales to operations - to make sure risk is managed effectively at every stage.
• Helping shape processes, policies, and compliance standards as this function grows.

The successful candidate will be able to demonstrate the following

• Experience in credit risk management, fraud prevention, or a related area.
• Strong analytical skills, detail-driven, and confident working with data.
• Someone proactive and self-motivated, who thrives in a fast-paced environment.
• A clear communicator who can explain complex credit and fraud issues to customers, partners, and colleagues alike.
• A natural problem-solver with high integrity and the ability to balance commerciality with compliance

In return we are offering

• A competitive basic salary between 50,000 and 60,000
• 25 days annual leave plus bank holidays.
• An opportunity to get on board with a dynamic business reshaping the future of automotive finance
• High autonomy and trust to shape your region
• Supportive and agile team culture where innovation is valued.

Why join us?

This is your chance to step into a newly created role, reporting directly to the COO, where you'll have real ownership from day one. You'll be part of shaping how Operational Risk works across the business - with plenty of opportunity to grow as the department grows.