Compliance Manager (New Products)

Chip UK; City Of London; Hybrid; GBP 70,000 - 80,000; Full time

Job summary

A leading financial technology company is seeking a motivated Compliance Manager to drive compliance in innovative wealth management solutions. The candidate should have strong written skills, thorough experience in investments, and knowledge of FCA rules. This role involves drafting regulatory documents and collaborating with cross-functional teams. Competitive salary and various perks are offered, including flexible working conditions and a performance-related bonus.

Benefits

Salary between £70,000 - £80,000

Discretionary Performance-Related Bonus up to 10% (Cash) and 5% (Shares)

Workplace pension scheme with 5% contribution

Private medical insurance

Employee Assistance Programme

Cycle to work scheme

Flexible working arrangements

28 days holiday plus bank holidays

Annual training budget

Company laptop

Qualifications

• Comfortable drafting regulator-ready documents with minimal support.
• Thorough experience in the investments and wealth space with clear knowledge of rules.
• Knowledge of consumer financial promotions regulation including COBS and BCOBS rules is beneficial.

Responsibilities

• Shape new propositions directly with the business.
• Work within regulatory requirements to write and review submissions.
• Build strong relationships with first line teams for product guidance.

Skills

Strong written skills

Attention to detail

Knowledge of FCA Financial Advice rules

Experience in investments and wealth

Interest in AI and innovation

Education

Legal qualification

Job description

We have some very exciting plans in the wealth management and advice space. We’re looking for a motivated and creative Compliance Manager to help us shape and bring these product plans to life. We need the right knowledge in the team and the right regulatory permissions in place to launch innovative solutions that help our customers on their wealth building journey. You’ll have experience in working on regulatory permission applications, and have a background in wealth, advice and/or financial planning. You’ll be working closely with Commercial and Product teams to push customer‑centric and innovative options that help our customers.

What you can expect to be doing:

• Shaping new propositions directly with the business, driving a compliant and innovative approach within new product offerings.

• Working within regulatory requirements to write, review and challenge regulatory submissions such as business plans, policies and applications.

• Reviewing and updating policies, monitoring and governance frameworks helping the business adapt procedures to new product requirements.

• Building strong relationships with first line teams to ensure your guidance, challenge and oversight is relevant to the products and processes at Chip.

• Seeking out knowledge of AI and technical innovations to support in your role and in product development and oversight processes.

• Horizon scanning and reviewing PRA and FCA policy statements as well as FOS publications and market best practice to ensure we’re always learning from what’s happening in the market.

What we’re looking for:

• Strong written skills and excellent attention to detail. Comfortable drafting regulator‑ready documents with minimal support. Legal qualification highly desirable.

• Thorough experience in the investments and wealth space with clear knowledge of rules, restrictions and best practices.

• Solid knowledge of FCA Financial Advice rules including staying abreast of upcoming regulatory changes.

• Keen interest in innovation in the financial guidance and advice space include the use of AI and Large Language Models.

• Working knowledge of consumer financial promotions regulation including COBS and BCOBS rules is very beneficial.

What we’re really looking for:

✍️

Someone with a genuine interest in Chip and is excited about being part of a fast‑growing company and our mission to build the investment super app of the future.

Although we’re in the financial space, and under the scrutiny that comes with it, the current compliance team works well together, and even sometimes with a smile. We’re sure you’ve got the technical skills, otherwise, you would have stopped reading by now, so let us be clear on what will make us want to work with you.

We want a real person, with interests outside of work, to join our team. You could be a dancer, a gamer, a musician, a parent, a hockey fan, or even that one person that still writes Twilight fan‑fiction. Doesn’t matter to us.

At the interview stages, we will be looking for empathy, eq, fun stories, and the ability to smile even when things are tough.

Working Hours

• Monday to Thursday: 9:00 AM – 6:00 PM

• Friday: 8:00 AM – 4:00 PM (Start your weekend early!)

Enjoy a structured yet balanced workweek, with an early Friday finish to kickstart your weekend!

PERKS 🎁

• £70,000 - £80,000 per annum

• Discretionary Performance-Related Bi-Annual Bonus of up to 10% (Cash) and 5% (Shares) based on your gross annual salary.

• Workplace pension scheme - We invest in your future with a workplace pension scheme, contributing 5% on earnings up to £50,000. Plan ahead with confidence while you grow your career! 🚀

• Private medical insurance (medical history disregarded)

• Employee Assistance Programme

• Cycle to work scheme

• Season ticket loan

• Free ChipX subscription for UK-based employees

• We are an equal‑opportunity employer and value diversity

• Flexible working arrangements

• 28 days holiday plus bank holidays, plus the days between Christmas and New Year ✈️

• Annual training budget for courses, workshops, or conferences to help you advance your career.

• £30 per month Chip Fitness Benefit to suit your Mental/Physical Wellbeing

• Company laptop

• Opportunity to have a huge impact on our product while fast‑tracking your knowledge, responsibility and skills in a high‑growth fintech startup 🚀

Our Interview Process 📖

1. Video screen with someone from our Talent team

2. Video interview with the hiring manager

3. Video interview with key stakeholders

4. Final interview with Chief Risk & Compliance Officer

About Chip

Chip’s mission is to make your life wealthy

We’re building the wealth super app of the future. An app to build your long‑term wealth across savings, investments and pensions.

We use technology to break down barriers so users can invest like the ultra‑wealthy, giving them one simple place to manage, grow and protect their wealth.

The Sunday Times listed Chip as the 6th fastest growing tech company in Britain… and we’re not slowing down. Chip serves over 400,000 active customers and looks after over £6billion in assets. These customers trust us to build the most amazing product we can, so working at Chip comes with real purpose.

Chip is being built by a fast‑growing team of designers, developers, customer service professionals, marketers, banking experts, and entrepreneurs. Our funding story though is a little different. Chip is one of the most crowd‑funded businesses in Europe, having raised over £50m from 29,000 investors, over 9 years. Crowdfunding is in our DNA and only Brewdog has more investors than Chip.

Our vision

To be the most personal digital wealth manager in the UK

Who we are

Chip has a creative and diverse team of 180, from all different backgrounds and industries. We’re driven and passionate people, but no one takes themselves too seriously.

Don’t just take our word for it. We have a few awards under our belt, including Best Personal Finance App at the 2022, 2024 & 2025 British Bank Awards.

Our Values

Be ACCOUNTABLE

Everything you do matters, Care about the end result, Challenge the norm, Disagree, yet commit to making it happen once a decision has been made, Do the best job possible

Be BOLD

Share our Ambition and do your bit to achieve it, Innovate: challenge the norm, break the mould and make it happen, Set goals that truly align with our mission, Do your best for our customers

Be COLLABORATIVE

Work cross‑functionally - we win as a team, Build strong relationships based on trust, Treat others fairly and respectfully, Hold others to account, Be supportive and inclusive, Have fun together

Equal Opportunities

We are passionate and committed to our people and go beyond the rhetoric of diversity and inclusion. You will be working in an inclusive environment and be encouraged to bring your whole self to work. We will do all that we can to help you successfully balance your work and home life. As a growing business we will encourage you to develop your professional and personal aspirations, enjoy new experiences, and learn from the talented people you will be working with. It’s talent that matters to us and we encourage applications from people irrespective of their gender, race, sexual orientation, religion, age, disability status or caring responsibilities.

Note to Agencies

Chip does not accept unsolicited CVs from recruiters or employment agencies in response to any of our live roles on our career page. Chip will not consider or agree to payment of any referral compensation or recruiter fee relating to these unsolicited CVs. Chip explicitly reserves the right to hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited CVs, including those submitted to hiring managers, are deemed to be the property of Chip.