Commercial Combined Underwriter

Harrison Holgate; City of Westminster; Hybrid; GBP 45,000 - 65,000; Full time

Job summary

An established insurance company in Westminster seeks an Underwriter to manage underwriting for Commercial Combined, Property Owners, and Unoccupied SME risks. The role emphasizes strong relationship-building with brokers and requires expertise in underwriting with an ability to handle risks up to £10m. This position offers a dynamic work environment with opportunities for autonomy and growth.

Benefits

Flexible hybrid arrangements

Supportive team environment

Autonomy in the role

Qualifications

• Experience in commercial/SME insurance underwriting.
• Proven ability to underwrite risks up to £10m sum insured.
• Solid understanding of industry regulations and compliance standards.

Responsibilities

• Underwrite and quote for various SME risks.
• Manage new business, renewals, and MTAs.
• Build relationships with brokers.

Skills

Communication

Negotiation

Time Management

Job description

Overview

You\'ll be responsible for underwriting new business, renewals, and MTAs across a portfolio of Commercial Combined, Property Owners, and Unoccupied SME risks. The focus of the role is to provide high-quality service to broker partners and maintaining strong technical standards.

Responsibilities

• Underwrite and quote for Commercial Combined, Property Owners, and Unoccupied SME risks
• Manage new business, renewals, and MTAs in line with underwriting authority
• Build and maintain strong relationships with both new and existing brokers
• Negotiate pricing and terms in a competitive and professional manner
• Work closely with brokers to develop business and support cross-selling opportunities
• Collaborate with the IT team to support system enhancements and product testing

Requirements

• Experience in commercial/SME insurance underwriting
• Proven ability to underwrite risks up to £10m sum insured
• Solid understanding of industry regulations and compliance standards
• Strong communication, negotiation, and time management skills
• Ability to work independently and collaboratively within a team

What You\'ll Gain

• A dynamic working environment with flexible hybrid arrangements
• The chance to be part of a close-knit, supportive team
• Real autonomy in your role and strong potential for long-term growth

If you\'re ready to bring your underwriting expertise to a role where you can make a genuine impact, I\'d love to hear from you.