Wholesale Credit Risk EMEA - Diversified Industries – Associate

JPMorgan Chase & Co.; Paris; Sur place; EUR 60 000 - 80 000; Plein temps

Résumé du poste

A leading global investment bank is seeking an Associate to join their Diversified Industries team in Paris. In this role, you will perform credit analysis on various clients across different sectors, manage credit exposure, and build financial models. Strong analytical and project management skills are essential, along with a demonstrated ability to collaborate effectively with clients and business partners. This is a unique opportunity to engage with stakeholders in a dynamic work environment and make a significant impact.

Qualifications

• First rate analytical and credit skills/judgment are essential.
• Must have strong project management skills.
• Ability to establish trust with clients and partners.
• Proven coaching abilities towards junior colleagues.

Responsabilités

• Manage credit exposure to a portfolio of clients.
• Lead due diligence processes and produce credit memos.
• Build financial models and articulate key conclusions.
• Negotiate legal documentation and structure transactions.

Connaissances

Analytical skills

Project management skills

Excellent communication

Coaching and development

Risk-reward mindset

Description du poste

This role provides you with a fantastic opportunity to work in one of the world's most innovative banks.

As an Associate, within the Diversified Industries team, you will be covering clients for the Commercial & Investment Bank. The team covers clients across a broad range of industries including Automotive, Capital Goods, Aerospace & Defence, Business Services, Airlines and Transportation sectors.

You will work closely with business partners across the region including Debt Capital Markets, Acquisition and Leveraged Finance, M&A, Corporate Bank (mid and large caps), Markets/Derivatives, Treasury Services and Trade Finance.

You will be focused on performing credit analysis on Investment Grade and Non-Investment Grade / Leveraged clients as well as structuring and documenting a wide variety of credit products.

Job Responsibilities

• Takes responsibility for the pro-active management of credit exposure to a portfolio of client and industry sectors
• Leads in-depth due diligence processes with clients (both new and prospective) and coordinates and produces concise and insightful credit memos with clear recommendations
• Builds financial models, challenges industry teams on modelling assumptions, devises appropriate downside scenarios and is able to clearly articulate key modelling conclusions
• Anticipates emerging risks and works with peers across the bank to understand and mitigate potential impact(s) to JPM
• Balance a commercial and solution-driven mindset with a sound risks & controls attitude to the Firm’s balance sheet.
• Develops close working relationships at senior levels with a variety of areas within the Commercial & Investment Bank, including Coverage/Corporate Bank (mid and large caps) product specialists (DCM, LF, Trade, TSS), Markets (Derivative Sales), Capital Markets and M&A
• Negotiates legal documentation (IG/LF LMA, ISDA & CSA) and helps structure transactions to mitigate risks to JPM
• Understands J.P. Morgan’s Risk management policies and related interactions with various stakeholders, including Regulators and Auditors

Required qualifications, capabilities and skills

• Must demonstrate first rate analytical and credit skills/judgment
• First rate project management skills and demonstrable end to end ownership of work/projects
• Be able to establish credibility and trust with clients, internal business partners, product specialists and credit officers, and to partner with them effectively
• Proven coaching and development ability towards more junior colleagues
• Excellent communication skills (both written and verbal)
• Self-starting, result-driven, multi-tasking, risk-reward mindset and adaptable to change given the dynamic nature and timing of workflow
• Significant experience in roles with relevant skills for this position

Preferred qualifications, capabilities and skills

• Previous experience of reviewing and commenting on loan documentation/core corporate derivative documentation is recommended