Data Scientist - CDI

Descartes Underwriting; Paris; Hybride; EUR 45 000 - 65 000; Plein temps

Résumé du poste

A leading parametric insurance firm in Paris is seeking a Data Scientist to join their team focusing on innovative modeling for climate risks. The role includes conducting risk analysis for clients and collaborating across teams to develop effective insurance products. Ideal candidates should have expertise in statistics, machine learning, and Python, and a passion for the insurance industry. The position offers a competitive salary and hybrid work arrangements.

Prestations

Competitive salary

Bonus and benefits

Punctual home office days

Continuous learning and development opportunities

Qualifications

• Graduated from academic institutions with a specialization in data science or related field.
• Ideally previous experience in data science or climate modeling.
• Proficient in statistics and machine learning methods.

Responsabilités

• Conduct risk analysis and insurance proposals for clients.
• Develop new models to improve understanding of climate risks.
• Collaborate with teams to ensure integration into the underwriting process.

Connaissances

Statistics

Applied Mathematics

Machine Learning

Python

Communication

Fluency in English

Knowledge of additional languages

Formation

Degree in Computer Science, Applied Mathematics, or Data Science

Master’s Degree or PhD in Physics or Climate Studies

Outils

pandas

scikit-learn

Description du poste

Data Scientist - CDI

Underwriting · Paris (HQ) · Hybrid Remote

About Descartes Underwriting

Descartes Underwriting offers a new generation of parametric insurance against climate, cyber and other emerging risks. Utilizing state-of-the-art risk modelling techniques and advanced technology, we collaborate with brokers around the world to protect corporate and public sector clients against natural catastrophes and weather risks.

About Your Role

Due to rapid growth, at the core of our company’s strategy, we are seeking to expand our Data science team, either across our Underwriting or our R&D functions.

On the one hand, upstream, the R&D team aims at developing new and innovative models thanks to state-of-the-art research to help the Underwriting team meet with efficiency and reliability towards the clients in a 6 months to 3 year timeframe.

On the other hand, the Underwriting team takes action subsequently in modeling, structuring and pricing of parametric insurance covers to deliver insurance products to a worldwide based public sector and corporate clients in a few day to a year timeframe.

These roles will allow you to gain knowledge of the insurance industry and the emerging risks (natural catastrophes, cyber…), all while collaborating closely with other internal teams (Software, Operations, Legal and Commercial) and our external partners.

If you are interested in joining the Underwriting team, your key missions will include:

• Conducting structuring work, risk analysis and insurance proposal for worldwide public sector and corporate clients;
• Discussing business opportunities with Descartes’ partners and being responsible for technical documentation and insurance contracts redaction;
• Collaborating with the business team to understand client needs and issues to further improve our product offering;
• Participating in the development of Descartes’ technological platform to differentiate Descartes from its competitors (models and pricing tools);
• Working autonomously and pragmatically to make appropriate technical decisions with attention to details.

If you are interested in joining the R&D team, your key missions will include:

• Developing new models to improve our understanding of climate risks;
• Conducting research and identifying new and innovative ideas on the modeling of climate risks and machine learning methods;
• Testing state-of-the-art methods from scratch based on recent research articles;
• Collaborating with the Underwriting, Business and Software teams to ensure our products are efficiently integrated into the underwriting process and meet our client’s needs;
• Working autonomously and pragmatically to make appropriate technical decisions.

About You

Qualifications & Skills

Underwriting Data Scientist

• Graduated from academic institutions/universities with a specialization in computer science, applied mathematics, climate, meteorological studies or data science for business;
• Ideally a previous experience (long-term internship) in data science, insurance or climate data modeling;
• Proficient in statistics, probabilities, applied mathematics and machine learning methods;
• Proficient in Python (e.g. pandas, scikit-learn);
• Excellent communication (written and verbal);
• Fluency in English (written and verbal communication) is required;
• Good command of one additional language (e.g. Chinese, French, Italian, German, Spanish…) is valued.

R&D Data Scientist

• Graduated from a research-oriented Master’s Degree or PhD in physics, applied mathematics, climate or meteorological studies;
• Ideally a previous experience (long-term internship) in climate modeling or data science;
• Proficient in statistics, probabilities, applied mathematics and machine learning methods;
• Proficient in Python (e.g. pandas, scikit-learn);
• Cat modeling experience is a plus;
• Eye for quality and attention to detail;
• Fluency in English (written and verbal communication) is required.

Mindset

• Eager to learn more on the insurance industry;
• Interested in weather and natural perils modelling (wildfires, hail, tsunamis, earthquakes...);
• Excellent team player with an entrepreneurial mindset;
• Results oriented with the ability to work in a dynamic and multi-cultural environment;
• Strong desire to learn and commitment to the organization’s mission.

Why Join Descartes Underwriting?

• Opportunity to work and learn with teams from the most prestigious schools and research labs in the world, allowing you to progress towards technical excellence;
• Commitment from Descartes to its staff of continued learning and development (think annual seminars, training etc.);
• Work in a collaborative & professional environment;
• Be part of an international team, passionate about diversity;
• Join a company with a true purpose – help us help our clients be more resilient towards climate risks;
• A competitive salary, bonus and benefits;
• You can benefit from punctual home office days.

At Descartes Underwriting, we cherish value of diversity whatever it may be. We are committed to fighting against all forms of discrimination and for equal opportunities. We foster an inclusive work environment that respects all differences.

With equal skills, all our positions are open to people with disabilities.

Recruitment Process

• Step 1: HR Interview with our Talent Recruiter
• Step 2: Technical online test (via Github)
• Step 3: Remote technical interview
• Step 4: Remote manager interview (occurred before the technical test possibly)
• Step 5: In person team interview to meet our team and discover our offices (held remotely if you are abroad)