Senior Loan Manager / Senior Credit Risk Manager (m/f/d)

Deutsche Pfandbriefbank AG; España; Presencial; EUR 70.000 - 90.000; Jornada completa

Descripción de la vacante

A leading specialist bank in real estate financing is seeking a Senior Loan Manager/Senior Credit Risk Manager in Madrid. The successful candidate will prepare complex loan applications, manage key client relationships, and oversee risk monitoring processes. A strong background in credit risk management, excellent knowledge of real estate markets, and proficiency in MS Office are essential. The position requires business fluent English, with additional European language skills being an advantage. This role offers a supportive environment with performance recognition and team collaboration.

Formación

• Many years of experience in credit risk management, preferably in real estate or corporate finance.
• Strong expertise in financial analysis and cash flow assessments.
• Business fluent in English; additional European language is a plus.

Responsabilidades

• Prepare complex loan applications related to European markets.
• Act as a key contact for top clients and manage major relationships.
• Take responsibility for disbursement processes and collateral structuring.
• Perform ongoing risk and portfolio monitoring for stability.
• Contribute expertise to strategic projects and supervise junior colleagues.

Conocimientos

Credit risk management experience

Knowledge of real estate markets

Complex financial structures

MS Office proficiency

Business fluent English

Educación

University degree in business administration or related field

Herramientas

SAP

Descripción del empleo

Senior Loan Manager / Senior Credit Risk Manager (m/f/d)

Deutsche Pfandbriefbank AG

Madrid

#dedicatedtorealestate

The pbb Deutsche Pfandbriefbank is a leading specialist bank for financing investments in commercial real estate in Europe. We have more than 800 colleagues from 45 different nations who as a whole make an important contribution to society: They structure loans - even across national borders and help the real estate industry in becoming greener and more sustainable.

We actively support the transition to a net-zero real estate sector by offering green loans for climate-efficient properties and guiding clients through sustainable transformations. Our goal is to significantly contribute to climate targets through innovative products and expert consulting.

In this mission, we are searching for our business area Credit Risk Management in Madrid an employee with immediate effect as

Senior Loan Manager / Senior Credit Risk Manager (m/f/d)

Your tasks

• You prepare complex loan applications from a market perspective related to loan portfolios across our European target markets. You conduct in-depth cash flow analyses and ratings, ensuring every deal aligns with the bank's credit risk strategy.
• Together with our Originators you act as a key contact for our top clients. You are managing major relationships for both new business opportunities and our existing international portfolio.
• You take full responsibility for CP, CS, ICP, and disbursement processes, as well as the structuring and monitoring of collateralization.
• You perform ongoing risk and portfolio monitoring to ensure long-term stability and maintain and ensure the quality of all relevant process data within our systems.
• In additional to your operational tasks, you contribute your expertise to strategic projects and cross-functional initiatives and act as a supervisor for more junior colleagues in the Business Area.

Your skills

• Completed university degree in business administration, economics, real estate management, or comparable knowledge acquired through practical experience (e.g., banking apprenticeship, banking specialist)
• Many years of experience in credit risk management, preferably in the areas of real estate, corporate finance, structured finance, or investment banking
• Project experience is an advantage
• Very good knowledge of the relevant real estate markets
• Very good knowledge of complex financial structures and risk management
• In-depth knowledge of MS Office and basic knowledge of databases (SAP)
• Business fluent English; additional skills in another European language are an advantage

Benefits

What else are we looking for? We look forward to team players with strong communication skills who tackle life with an open attitude and look forward to further developing with us.

We offer an environment in which performance is seen and rewarded, family and free time are not neglected and real teamwork is valued.

We are now looking forward to your application in English language. As soon as we have received your documents, we will contact you to discuss the next steps.

• Isabella Maria Wiesmeier
• [phone]