Credit Risk Analyst

Engie; Madrid; Presencial; EUR 40.000 - 60.000; Jornada completa

Descripción de la vacante

A leading energy and services company in Madrid seeks a Portfolio Manager to oversee scoring tools and manage credit workflows. The role involves financial reporting, risk assessment, and coordination with insurers to ensure coverage. Candidates should demonstrate expertise in risk management and various ISO standards. Experience with Microsoft Access and data analysis is essential. The position offers a full-time employment opportunity in a dynamic environment.

Formación

• Experience in managing credit assessments and negotiations.
• Familiarity with risk management and financial services.
• Proficiency in ISO standards and data analysis.

Responsabilidades

• Manage daily operations of scoring tool and credit workflow.
• Conduct monthly portfolio reporting and monitoring.
• Coordinate with insurers for portfolio coverage.
• Contribute to the integration of scoring tools.

Conocimientos

ISO 27001

Microsoft Access

Risk Management

Financial Services

PCI

Risk Analysis

Analysis Skills

COBIT

NIST Standards

SOX

Information Security

Data Analysis Skills

Descripción del empleo

Portfolio Management

• Daily management and supervision of the scoring tool.
• Workflow management of credit events providing decisions within the delegation.
• Credit assessment when necessary.
• Negotiation of credit clauses in collaboration with the legal department when necessary.

Portfolio Reporting & Monitoring

• Monthly reporting of the B2B portfolio.
• Monitoring of limit and indicators assigned to the B2B activity.
• Management & monitoring of the portfolio guarantees and insurance.
• Monitoring of the consistency of the scoring tool.
• Late Payment Monitoring.

Insurance

• Coordination with the Insurer to maintain the portfolio coverage.
• Effective communication to the Insurer of any change in payment terms.
• Manage claims against insurer.
• Manage relationship with insurer and broker when necessary.

Digitalization

• Contribute to the scoring / insurance tools set-up and integration with local systems.
• Coordination with local and external IT for potential upgrades according to S&EM policy.

Contribute to the team duty tasks

Support any ad-hoc project if necessary

Participation in Risk Committees

Contribution to the team tasks related to the S&EM credit portfolio

Required Experience: IC

Key Skills

• ISO 27001
• Microsoft Access
• Risk Management
• Financial Services
• PCI
• Risk Analysis
• Analysis Skills
• COBIT
• NIST Standards
• SOX
• Information Security
• Data Analysis Skills

Employment Type: Full-Time

Experience: years

Vacancy: 1