Senior Risk Manager (m/f/d)

Ratepay GmbH; Berlin; Hybrid; EUR 60.000 - 80.000; Vollzeit

Zusammenfassung

A leading fintech company in Berlin is looking for a Senior Risk Manager to work in their risk department. You will manage risk by preventing fraud and defaults, ensuring merchant and customer satisfaction. Required skills include experience in ecommerce or banking, strong SQL and data analysis skills, and effective communication. The position offers flexible working hours, remote work options, and various employee benefits including gym membership and development platforms.

Leistungen

Flexible working hours

Remote work (EU for up to 4 weeks annually)

28 vacation days per annum

Pension plan

Monthly lunches

Learning and development platforms

Gym membership or public transport allowance

Dog-friendly office

Qualifikationen

• Working experience in ecommerce, payment, or banking.
• Relevant experience in credit- and/or fraud risk management.
• Striving for operational excellence with a strategic view.
• Experience in cross-functional projects and data analysis.

Aufgaben

• Understand risk management as a tension area for satisfaction and mitigation.
• Prevent fraud and credit risk defaults.
• Influence contribution margins positively.

Kenntnisse

Ecommerce Industry Experience

Credit Risk Management

Fraud Risk Management

SQL (advanced)

Python (beginner)

Effective Communication

Jobbeschreibung

Your Mission

Together, we work every day on customized solutions for large online retailers and marketplaces and design the payment solutions of tomorrow. As a Senior Risk Manager (m/f/d) in our risk department, you understand risk management as an area of tension between merchant satisfaction, end customer satisfaction and risk mitigation. In doing so, you prevent merchants, their buyers and Ratepay from fraud and credit risk defaults and thus have a significant influence on our contribution margin.

That's What You Bring Along

• You have working experience in the ecommerce, payment or banking industry and are relevant experience in credit- and/ or fraud risk management.
• Striving for operational excellence while maintaining a strategic, holistic view and considering the impact of decisions on the team and stakeholders is part of your approach.
• Experience in cross functional work/projects as well as data analysis skills in SQL (advanced) and Python (beginner) complement your profile.
• It is easy for you to communicate clearly and effectively with team members, merchants/partners and other departments in English (German is a plus).

That's How Working With Us Will Be

We're more than just a workplace – we're a vibrant community of innovators, collaborators, and visionaries who love what we do and reward those who work with us. Here, your career isn't just a job. It's an opportunity to thrive, learn, and make a difference. Take a look at these great personalised benefits of working at Ratepay. On a monthly basis, you can choose between mobility, fitness, food, training and much more.

• Flexible working hours
• Work remotely (EU for up to 4 weeks a year)
• 28 vacation days per annum.
• Financial security including pension plan
• Monthly lunches
• Learning and development (Access to various self-development platforms such as language learning and skills enhancement)
• Gym membership or public transport allowance
• Ratepaw community: Our office has a floor which is dog-friendly. So, bring your pawsome pet to work when needed.

Equal Opportunities & Diversity

We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious beliefs, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality. With over 200 employees and 40 different nationalities, we take our values seriously. These include ownership, growth, integrity, collaboration, customer centricity and inclusion.